Binance Wealth Management introduces RWUSD, a principal-guaranteed investment product backed by tokenized U.S. debt-grade assets, offering up to 4.2% annualized returns.
Key Takeaways
Binance Wealth Management launches RWUSD, a principal-guaranteed tokenized investment product.
Offers up to 4.2% annualized yield, paid daily to users’ spot accounts.
RWUSD is purchased with stablecoins at a 1:1 ratio and redeemable for USDC.
Binance Launches RWUSD Wealth Management Product
Binance Wealth Management announced the launch of RWUSD, a new principal-guaranteed investment product designed to give users access to tokenized U.S. debt-grade returns while maintaining capital protection.
The offering provides an annualized return of up to 4.2%, with earnings distributed daily.
How RWUSD Works
Purchase: Users buy RWUSD with supported stablecoins at a 1:1 ratio.
Redemption: RWUSD can be redeemed into USDC (1:1) through fast or standard redemption options (with respective fees).
Yield: Income accrues daily and is credited directly to the user’s spot account in RWUSD.
Fees: No purchase fees apply, but redemption fees vary by method.
A Tokenized Approach to Real-World Asset Yields
RWUSD represents Binance’s continued push into tokenized real-world assets (RWAs), providing users with exposure to U.S. debt-grade returns while maintaining capital security.
By tokenizing these yields, Binance offers retail and institutional investors an accessible, low-risk product aligned with traditional finance structures.
