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Ripple CTO Suggests a Higher XRP Price May Be Essential for Global Liquidity — Not $1, But $1,000,00
A growing discussion within the XRP $XRP community is challenging one of crypto’s oldest assumptions — that a lower token price is better for adoption. Recent commentary inspired by Ripple’s Chief Technology Officer, David Schwartz, has reignited debate about XRP’s future value and its role in powering global settlements.
While many $XRP investors still associate “cheaper” tokens with easier accessibility, Schwartz’s logic flips that belief on its head: a higher XRP price may actually be key to its long-term succes
---
Liquidity, Not Affordability, Drives Adoption
Schwartz has repeatedly emphasized that liquidity — not token affordability — is what determines XRP’s efficiency as a bridge asset for global payments. The reasoning is simple: the higher the value of each XRP, the fewer tokens are needed to transfer large sums of money, minimizing market friction and price slippage.
For example, transferring $1 million using XRP valued at $1 would require one million tokens. But if XRP were valued at $10,000 or even $1,000,000, only a fraction of that amount would be needed, resulting in smoother execution and less market disruption.
> “When Bitcoin was $300, buying enough to purchase a million-dollar house would move the market too much,” Schwartz once explained. “At higher prices, the same transaction becomes practical.”
This highlights a crucial point: higher-priced assets can move large sums more efficiently, making them better suited for institutional-grade transactions.
---
Why Banks Don’t Want “Cheap” XRP
A common myth among XRP $XRP skeptics is that banks would prefer XRP to stay inexpensive so they can buy more of it. However, institutional players aren’t seeking bargain tokens — they want deep liquidity and market stability.
If XRP were too cheap, sourcing large amounts to settle high-value payments could cause massive price swings. A higher valuation, on the other hand, enables deeper liquidity pools, allowing institutions to execute multi-million-dollar settlements seamlessly.
This is the opposite of what retail investors often assume. Rather than “cheap” being good for adoption, it could actually make XRP less useful as a global bridge currency.
---
The $1,000,000 XRP Debate: More Practical Than It Sounds?
While Schwartz never issued a direct price prediction, community discussions led by analysts like CryptoSensei have expanded on his reasoning — suggesting that a $1,000,000 XRP might be more realistic than $1 if the token is to support global liquidity at scale.
The argument goes beyond speculation. For XRP to handle trillions in daily global transactions — covering remittances, corporate settlements, and interbank transfers — the network would need enormous liquidity depth. A higher per-token value could make that possible without flooding markets with excess tokens.
Simply put, it’s not about price hype — it’s about functionality. A high-value XRP would mean faster, cheaper settlements across borders, making it more efficient for the financial system as a whole.
---
Schwartz’s Logic: Efficiency Over Hype
David Schwartz’s commentary reflects a broader truth about digital assets: utility drives price, not the other way around. XRP’s success as a settlement token depends on its ability to move large sums efficiently, not on retail affordability or speculative trading.
While the notion of a $1,000,000 XRP may sound extreme, Schwartz’s liquidity-based framework gives the idea theoretical grounding. It’s a reminder that a high price per unit can actually enhance a currency’s stability and usability, rather than hinder it.
---
The Bottom Line
Ripple’s CTO hasn’t promised a million-dollar XRP, but his logic reshapes how the community thinks about value and adoption. For XRP to fulfill its mission as a global bridge currency, its price must reflect the scale of the world’s liquidity demands — not retail expectations.
In other words: a stronger XRP price could make it a stronger utility asset. As Schwartz’s insights continue to circulate, one message stands out — global efficie
ncy may depend on XRP being “expensive” enough to matter.
#XRP’ #RİPPLE #davidschwartz #CryptoNews
#blockchain
While many $XRP investors still associate “cheaper” tokens with easier accessibility, Schwartz’s logic flips that belief on its head: a higher XRP price may actually be key to its long-term succes
---
Liquidity, Not Affordability, Drives Adoption
Schwartz has repeatedly emphasized that liquidity — not token affordability — is what determines XRP’s efficiency as a bridge asset for global payments. The reasoning is simple: the higher the value of each XRP, the fewer tokens are needed to transfer large sums of money, minimizing market friction and price slippage.
For example, transferring $1 million using XRP valued at $1 would require one million tokens. But if XRP were valued at $10,000 or even $1,000,000, only a fraction of that amount would be needed, resulting in smoother execution and less market disruption.
> “When Bitcoin was $300, buying enough to purchase a million-dollar house would move the market too much,” Schwartz once explained. “At higher prices, the same transaction becomes practical.”
This highlights a crucial point: higher-priced assets can move large sums more efficiently, making them better suited for institutional-grade transactions.
---
Why Banks Don’t Want “Cheap” XRP
A common myth among XRP $XRP skeptics is that banks would prefer XRP to stay inexpensive so they can buy more of it. However, institutional players aren’t seeking bargain tokens — they want deep liquidity and market stability.
If XRP were too cheap, sourcing large amounts to settle high-value payments could cause massive price swings. A higher valuation, on the other hand, enables deeper liquidity pools, allowing institutions to execute multi-million-dollar settlements seamlessly.
This is the opposite of what retail investors often assume. Rather than “cheap” being good for adoption, it could actually make XRP less useful as a global bridge currency.
---
The $1,000,000 XRP Debate: More Practical Than It Sounds?
While Schwartz never issued a direct price prediction, community discussions led by analysts like CryptoSensei have expanded on his reasoning — suggesting that a $1,000,000 XRP might be more realistic than $1 if the token is to support global liquidity at scale.
The argument goes beyond speculation. For XRP to handle trillions in daily global transactions — covering remittances, corporate settlements, and interbank transfers — the network would need enormous liquidity depth. A higher per-token value could make that possible without flooding markets with excess tokens.
Simply put, it’s not about price hype — it’s about functionality. A high-value XRP would mean faster, cheaper settlements across borders, making it more efficient for the financial system as a whole.
---
Schwartz’s Logic: Efficiency Over Hype
David Schwartz’s commentary reflects a broader truth about digital assets: utility drives price, not the other way around. XRP’s success as a settlement token depends on its ability to move large sums efficiently, not on retail affordability or speculative trading.
While the notion of a $1,000,000 XRP may sound extreme, Schwartz’s liquidity-based framework gives the idea theoretical grounding. It’s a reminder that a high price per unit can actually enhance a currency’s stability and usability, rather than hinder it.
---
The Bottom Line
Ripple’s CTO hasn’t promised a million-dollar XRP, but his logic reshapes how the community thinks about value and adoption. For XRP to fulfill its mission as a global bridge currency, its price must reflect the scale of the world’s liquidity demands — not retail expectations.
In other words: a stronger XRP price could make it a stronger utility asset. As Schwartz’s insights continue to circulate, one message stands out — global efficie
ncy may depend on XRP being “expensive” enough to matter.
#XRP’ #RİPPLE #davidschwartz #CryptoNews
#blockchain
🇺🇸💥 Ripple CTO’s Surprising Take: $1,000,000 per XRP Makes More Sense Than $1
bold debate is shaking the XRP community — and it’s turning one of crypto’s oldest beliefs upside down.
Many investors assume a lower token price is better for adoption. But Ripple’s Chief Technology Officer, David Schwartz, disagrees. His logic? A higher XRP price actually improves its efficiency as a global settlement asset.
👉 Why “Expensive” Tokens Might Be Better
Schwartz argues that XRP’s success doesn’t depend on being cheap — it depends on liquidity. A higher token value means fewer XRP are needed to move large sums, making transactions faster and more stable.
If one XRP carries more value, big payments can be settled with fewer trades — reducing slippage and ensuring smoother settlements for banks and financial institutions handling millions in cross-border transfers.
👉 Liquidity Is the Real Key
Think of it like Bitcoin: when BTC was $100, buying a $1M house required 10,000 BTC — a move that could crash the market. But at $10,000 per BTC, it only takes 100 BTC, creating minimal disruption.
Schwartz applies this same idea to XRP — higher price = higher liquidity, which means lower costs and greater stability.
👉 The Myth That Banks Want XRP Cheap
Many believe banks prefer XRP to stay cheap so they can buy more. Schwartz dismisses that idea. Institutions want stable, liquid markets, not bargain prices that cause volatility.
If XRP stays too low, banks would cause major price swings just trying to source liquidity. A higher XRP value would instead make large transfers seamless and predictable.
👉 What This Means for XRP’s Future
Schwartz isn’t making a price prediction — but his logic points to one conclusion: for XRP to function globally, it must be worth much more than $1.
In his view, $1 per XRP is far less practical than $1,000,000 per XRP, because liquidity drives utility. And in the world of cross-border finance, a higher price could be the key to faster, cheaper, and more efficient settlements worldwide.
#XRP #Ripple #CryptoNews #Blockchain #DavidSchwartz
Many investors assume a lower token price is better for adoption. But Ripple’s Chief Technology Officer, David Schwartz, disagrees. His logic? A higher XRP price actually improves its efficiency as a global settlement asset.
👉 Why “Expensive” Tokens Might Be Better
Schwartz argues that XRP’s success doesn’t depend on being cheap — it depends on liquidity. A higher token value means fewer XRP are needed to move large sums, making transactions faster and more stable.
If one XRP carries more value, big payments can be settled with fewer trades — reducing slippage and ensuring smoother settlements for banks and financial institutions handling millions in cross-border transfers.
👉 Liquidity Is the Real Key
Think of it like Bitcoin: when BTC was $100, buying a $1M house required 10,000 BTC — a move that could crash the market. But at $10,000 per BTC, it only takes 100 BTC, creating minimal disruption.
Schwartz applies this same idea to XRP — higher price = higher liquidity, which means lower costs and greater stability.
👉 The Myth That Banks Want XRP Cheap
Many believe banks prefer XRP to stay cheap so they can buy more. Schwartz dismisses that idea. Institutions want stable, liquid markets, not bargain prices that cause volatility.
If XRP stays too low, banks would cause major price swings just trying to source liquidity. A higher XRP value would instead make large transfers seamless and predictable.
👉 What This Means for XRP’s Future
Schwartz isn’t making a price prediction — but his logic points to one conclusion: for XRP to function globally, it must be worth much more than $1.
In his view, $1 per XRP is far less practical than $1,000,000 per XRP, because liquidity drives utility. And in the world of cross-border finance, a higher price could be the key to faster, cheaper, and more efficient settlements worldwide.
#XRP #Ripple #CryptoNews #Blockchain #DavidSchwartz
RECENTLY: The $XRP Ledger resumed operations after a 64-minute network freeze on Feb. 4, during which validations stalled and transactions were delayed, with #Ripple CTO David Schwartz confirming that funds remained safe.
#davidschwartz
#davidschwartz
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WOAAAAHH!!
David Schwartz says that the $XRP Ledger is ready to power the future of Global Financial Infrastructure!
HOLD TIGHT!! $XRP ERA IS ABOUT TO BEGIN!!!!
Comment your thoughts below🤔👇
#xrp #davidschwartz #XRPledger #GlobalFinance #crypto
David Schwartz says that the $XRP Ledger is ready to power the future of Global Financial Infrastructure!
HOLD TIGHT!! $XRP ERA IS ABOUT TO BEGIN!!!!
Comment your thoughts below🤔👇
#xrp #davidschwartz #XRPledger #GlobalFinance #crypto
See original
🔥🔥DAVID SCHWARTZ, CTO (Chief Technology Officer) OF RIPPLE, SAID:
"WE HAVE THE TECHNOLOGY TO DEFINITELY BLOCK OVER 40 BILLION XRP OUT OF CIRCULATION..." 🔥🔥
NOW TRY TO IMAGINE... IF THIS HAPPENED IT WOULD CREATE A HUGE SUPPLY SHOCK.... AND CONSEQUENTLY THE IMPACT ON THE PRICE WOULD BE EXPLOSIVE... 🔥🎯🔥
#Xrp🔥🔥 #davidschwartz
"WE HAVE THE TECHNOLOGY TO DEFINITELY BLOCK OVER 40 BILLION XRP OUT OF CIRCULATION..." 🔥🔥
NOW TRY TO IMAGINE... IF THIS HAPPENED IT WOULD CREATE A HUGE SUPPLY SHOCK.... AND CONSEQUENTLY THE IMPACT ON THE PRICE WOULD BE EXPLOSIVE... 🔥🎯🔥
#Xrp🔥🔥 #davidschwartz
DIVISION in $XRP ! Early Investor Calls to Sell After Departure of Ripple's CTO 💔📉
An early XRP investor says it's time to get rid of XRP after big news. The news of David Schwartz's resignation as daily CTO of Ripple has led early investor Crypto Bitlord to call for an immediate exit to the community, warning that it is "time to sell $XRP " ⚠️.
📌The Context (End of an Era): ⏳
🔸David Schwartz, co-creator of the XRP Ledger, announced that he will leave his daily responsibilities by the end of the year after 13 years at Ripple to spend more time with family.
He confirmed that he will remain as Emeritus CTO and board member.
✨ Bitlord's Selling Thesis (The Risk): ❌
Bitlord argues that the resignation comes at a critical moment and exposes a fundamental weakness:
🔹Intense Competition: Ripple faces increasing competition, especially after SWIFT launched its own blockchain in partnership with 30+ global banks 🏦.
🔸Financial Weakness: He claims that the lack of significant cash flow from Ripple (beyond the sales of $XRP ) is a weakness.
🔹Focus on IPO: He suggests that Schwartz's move to the board is more to prepare for a possible IPO than to signal growth for XRP.
✨ Investor Frustration 😥
Bitlord, who was once bullish, laments that after more than a decade of holding, XRP has failed to reach life-changing price levels.
🎯 The Central Dilemma: The coincidence of Schwartz's announcement with the unveiling of SWIFT's blockchain weakens the argument that XRP will be a "SWIFT killer." Institutions are upgrading their existing systems instead of adopting XRPL.
🎯 Schwartz's Counterpoint: Despite his departure, Schwartz emphasized that he will remain active in the XRP community to explore new use cases and return to practical development, programming, and launching new initiatives 💡.
#xrp #Ripple #VenderXRP #DavidSchwartz
An early XRP investor says it's time to get rid of XRP after big news. The news of David Schwartz's resignation as daily CTO of Ripple has led early investor Crypto Bitlord to call for an immediate exit to the community, warning that it is "time to sell $XRP " ⚠️.
📌The Context (End of an Era): ⏳
🔸David Schwartz, co-creator of the XRP Ledger, announced that he will leave his daily responsibilities by the end of the year after 13 years at Ripple to spend more time with family.
He confirmed that he will remain as Emeritus CTO and board member.
✨ Bitlord's Selling Thesis (The Risk): ❌
Bitlord argues that the resignation comes at a critical moment and exposes a fundamental weakness:
🔹Intense Competition: Ripple faces increasing competition, especially after SWIFT launched its own blockchain in partnership with 30+ global banks 🏦.
🔸Financial Weakness: He claims that the lack of significant cash flow from Ripple (beyond the sales of $XRP ) is a weakness.
🔹Focus on IPO: He suggests that Schwartz's move to the board is more to prepare for a possible IPO than to signal growth for XRP.
✨ Investor Frustration 😥
Bitlord, who was once bullish, laments that after more than a decade of holding, XRP has failed to reach life-changing price levels.
🎯 The Central Dilemma: The coincidence of Schwartz's announcement with the unveiling of SWIFT's blockchain weakens the argument that XRP will be a "SWIFT killer." Institutions are upgrading their existing systems instead of adopting XRPL.
🎯 Schwartz's Counterpoint: Despite his departure, Schwartz emphasized that he will remain active in the XRP community to explore new use cases and return to practical development, programming, and launching new initiatives 💡.
#xrp #Ripple #VenderXRP #DavidSchwartz
Ripple Strengthens: Schwartz Confirms XRP Growth, XBONK Partnership Reshapes XRPL
Ripple’s Chief Technology Officer David Schwartz confirmed that the XRP Ledger (XRPL) has been running continuously for more than 10 years, processing over 63 million ledgers. The network also boasts some of the lowest transaction costs in the industry – fractions of a cent – making it an attractive choice for banks and payment providers.
Today, more than 100 financial institutions rely on RippleNet, including giants like Santander and Bank of America. Schwartz added that at least one bank will soon operate entirely on XRPL, marking a strong sign of growing institutional adoption.
XRP Gains Investors After SEC Settlement
Following Ripple’s settlement with the SEC in March 2025, XRP has attracted new institutional players. According to CoinGecko, XRP currently ranks 90th by market capitalization, with daily network activity showing a sharp rise in wallet growth and transaction volume. This trend signals lasting demand despite broader market volatility.
Ripple USD and Hooks Expand XRPL’s Capabilities
Ripple is also enhancing XRPL’s technical toolkit. Ripple USD (RLUSD), a USD-pegged stablecoin, strengthens liquidity and enables smoother movement between yield-generating assets and stablecoins.
Meanwhile, the Hooks upgrade introduces lightweight smart contract functionality via WebAssembly, currently live on the community testnet. Together with ISO 20022 messaging standards, these upgrades ensure XRPL is fully compatible with global banking requirements.
XBONK: The Meme Coin Bringing XRPL to Retail
A rising force on XRPL is XBONK, a meme coin that recently secured partnerships with FirstLedger, Bitrue, MEXC, and Gate.io, boosting its liquidity and accessibility. Upcoming collaborations with Binance and even Walmart could further expand its real-world use cases.
Built on XRPL’s low-cost infrastructure, XBONK circulates 77 trillion tokens, targeting mass adoption in the retail space.
Institutions and Retail: XRP Expands on Both Fronts
The decision by Franklin Templeton to tokenize securities on XRPL highlights its reputation as a scalable, cost-effective solution. The dual dynamic – with institutions adopting XRP for cross-border payments and retail demand fueled by meme coins like XBONK – positions XRPL as a rising force both in finance and consumer markets.
#Ripple , #xrp , #XRPL , #CryptoNews , #davidschwartz
Stay one step ahead – follow our profile and stay informed about everything important in the world of cryptocurrencies!
Notice:
,,The information and views presented in this article are intended solely for educational purposes and should not be taken as investment advice in any situation. The content of these pages should not be regarded as financial, investment, or any other form of advice. We caution that investing in cryptocurrencies can be risky and may lead to financial losses.“
Today, more than 100 financial institutions rely on RippleNet, including giants like Santander and Bank of America. Schwartz added that at least one bank will soon operate entirely on XRPL, marking a strong sign of growing institutional adoption.
XRP Gains Investors After SEC Settlement
Following Ripple’s settlement with the SEC in March 2025, XRP has attracted new institutional players. According to CoinGecko, XRP currently ranks 90th by market capitalization, with daily network activity showing a sharp rise in wallet growth and transaction volume. This trend signals lasting demand despite broader market volatility.
Ripple USD and Hooks Expand XRPL’s Capabilities
Ripple is also enhancing XRPL’s technical toolkit. Ripple USD (RLUSD), a USD-pegged stablecoin, strengthens liquidity and enables smoother movement between yield-generating assets and stablecoins.
Meanwhile, the Hooks upgrade introduces lightweight smart contract functionality via WebAssembly, currently live on the community testnet. Together with ISO 20022 messaging standards, these upgrades ensure XRPL is fully compatible with global banking requirements.
XBONK: The Meme Coin Bringing XRPL to Retail
A rising force on XRPL is XBONK, a meme coin that recently secured partnerships with FirstLedger, Bitrue, MEXC, and Gate.io, boosting its liquidity and accessibility. Upcoming collaborations with Binance and even Walmart could further expand its real-world use cases.
Built on XRPL’s low-cost infrastructure, XBONK circulates 77 trillion tokens, targeting mass adoption in the retail space.
Institutions and Retail: XRP Expands on Both Fronts
The decision by Franklin Templeton to tokenize securities on XRPL highlights its reputation as a scalable, cost-effective solution. The dual dynamic – with institutions adopting XRP for cross-border payments and retail demand fueled by meme coins like XBONK – positions XRPL as a rising force both in finance and consumer markets.
#Ripple , #xrp , #XRPL , #CryptoNews , #davidschwartz
Stay one step ahead – follow our profile and stay informed about everything important in the world of cryptocurrencies!
Notice:
,,The information and views presented in this article are intended solely for educational purposes and should not be taken as investment advice in any situation. The content of these pages should not be regarded as financial, investment, or any other form of advice. We caution that investing in cryptocurrencies can be risky and may lead to financial losses.“
$XRP
Hi, I'm Javeria, and I'm here to break down the latest developments in the Ripple vs. SEC lawsuit, including Ripple CTO David Schwartz's recent reflections on the case.Ripple CTO David Schwartz Recalls SEC Lawsuit Shock
In a recent address at the ONDO Finance Summit 2025, Ripple's Chief Technology Officer (CTO), David Schwartz, reflected on the company's ongoing legal battle with the U.S. Securities and Exchange Commission (SEC). Schwartz recalled the initial shock of the lawsuit, stating that "a lot of people thought it was over" ¹.
The lawsuit, which was filed in 2020, alleged that Ripple's XRP token was an unregistered security. However, in a significant ruling, Judge Analisa Torres issued a Final Judgment on August 7, 2024, which added clarity to the case but left the legal battle open-ended ².
Schwartz criticized the SEC's approach, arguing that the regulator has been using the term "investment contract" to create confusion around securities law. He emphasized that Ripple is legally obligated to its shareholders, not XRP holders ³.
The Ripple vs. SEC case has entered the remedies stage, with the last motion expected by April 29, 2024. Legal experts anticipate that Judge Torres may issue the remedies ruling by the summer of 2024 ⁴.
The outcome of the lawsuit is expected to have significant implications for the cryptocurrency industry, shaping the future of regulation and clarity around securities law. As the case continues to unfold, industry experts and investors are closely watching the developments.
In related news, XRP price has been experiencing moderate volatility, with a potential breakout signal above the trendline or a price surpassing $2.70 ⁵. However, investors should exercise caution and conduct thorough research before making any investment decisions.
#BERAonBinance #USJoblessClaimsRise #RippleVsSEC #davidschwartz
Hi, I'm Javeria, and I'm here to break down the latest developments in the Ripple vs. SEC lawsuit, including Ripple CTO David Schwartz's recent reflections on the case.Ripple CTO David Schwartz Recalls SEC Lawsuit Shock
In a recent address at the ONDO Finance Summit 2025, Ripple's Chief Technology Officer (CTO), David Schwartz, reflected on the company's ongoing legal battle with the U.S. Securities and Exchange Commission (SEC). Schwartz recalled the initial shock of the lawsuit, stating that "a lot of people thought it was over" ¹.
The lawsuit, which was filed in 2020, alleged that Ripple's XRP token was an unregistered security. However, in a significant ruling, Judge Analisa Torres issued a Final Judgment on August 7, 2024, which added clarity to the case but left the legal battle open-ended ².
Schwartz criticized the SEC's approach, arguing that the regulator has been using the term "investment contract" to create confusion around securities law. He emphasized that Ripple is legally obligated to its shareholders, not XRP holders ³.
The Ripple vs. SEC case has entered the remedies stage, with the last motion expected by April 29, 2024. Legal experts anticipate that Judge Torres may issue the remedies ruling by the summer of 2024 ⁴.
The outcome of the lawsuit is expected to have significant implications for the cryptocurrency industry, shaping the future of regulation and clarity around securities law. As the case continues to unfold, industry experts and investors are closely watching the developments.
In related news, XRP price has been experiencing moderate volatility, with a potential breakout signal above the trendline or a price surpassing $2.70 ⁵. However, investors should exercise caution and conduct thorough research before making any investment decisions.
#BERAonBinance #USJoblessClaimsRise #RippleVsSEC #davidschwartz
BLACKROCK JUST SHOCKED THE CRYPTO WORLD! 😱 | Ripple’s CTO Speaks Out — Is India Leading a Crypto Comeback?
The crypto space is on fire 🔥 — and here's why you need to pay attention.
In a surprising and powerful move, BlackRock, the world’s largest asset manager, has made headlines with a decision that could reshape the future of crypto — and it directly involves $XRP .
💥 With speculation running wild, Ripple’s CTO, David Schwartz, finally addressed the noise. In a rare and pointed comment, he said:
> “This is just the beginning.”
That statement alone has set off alarms across the industry.
Let’s take a closer look at what’s unfolding:
🧩 Institutions that once distanced themselves from $XRP are now reconsidering.
🌍 India, a once-cautious but high-potential crypto market, appears to be softening its stance. Regulators are engaging, and momentum is building.
What does this all mean?
🔍 BlackRock's involvement = Institutional confidence is growing.
🔊 Ripple’s leadership speaking out = Signals something significant is underway.
🇮🇳 India’s evolving regulatory tone = Possible gateway for global $XRP adoption.
The stars are aligning — and it’s starting to feel like $XRP is on the brink of something major.
📈 This might be one of those pivotal moments we look back on and say:
"That’s when everything changed."
Are you watching closely?
Stay ahead. Stay informed. Stay in the conversation.
💬 What’s your take on all this?
Let’s discuss it here on Binance Square.
#XRP #BlackRock #Ripple #IndiaCrypto #CryptoNews #BinanceSquare #DavidSchwartz #CryptoCommunity
The crypto space is on fire 🔥 — and here's why you need to pay attention.
In a surprising and powerful move, BlackRock, the world’s largest asset manager, has made headlines with a decision that could reshape the future of crypto — and it directly involves $XRP .
💥 With speculation running wild, Ripple’s CTO, David Schwartz, finally addressed the noise. In a rare and pointed comment, he said:
> “This is just the beginning.”
That statement alone has set off alarms across the industry.
Let’s take a closer look at what’s unfolding:
🧩 Institutions that once distanced themselves from $XRP are now reconsidering.
🌍 India, a once-cautious but high-potential crypto market, appears to be softening its stance. Regulators are engaging, and momentum is building.
What does this all mean?
🔍 BlackRock's involvement = Institutional confidence is growing.
🔊 Ripple’s leadership speaking out = Signals something significant is underway.
🇮🇳 India’s evolving regulatory tone = Possible gateway for global $XRP adoption.
The stars are aligning — and it’s starting to feel like $XRP is on the brink of something major.
📈 This might be one of those pivotal moments we look back on and say:
"That’s when everything changed."
Are you watching closely?
Stay ahead. Stay informed. Stay in the conversation.
💬 What’s your take on all this?
Let’s discuss it here on Binance Square.
#XRP #BlackRock #Ripple #IndiaCrypto #CryptoNews #BinanceSquare #DavidSchwartz #CryptoCommunity
My 30 Days' PNL
2025-04-29~2025-05-28
+$0.03
+1.43%
Ripple CTO Warns: MicroStrategy Is a Leveraged Bet on Bitcoin, a Price Crash Could Be Disastrous
David Schwartz, Chief Technology Officer at blockchain company Ripple, weighed in on the ongoing debate surrounding MicroStrategy (now rebranded as Strategy). According to him, it is not controversial to say the firm is “essentially a leveraged bet on Bitcoin.” If the price of Bitcoin were to crash sharply, Schwartz predicted the company would “do very badly.”
Controversy Around MicroStrategy and Bitcoin
MicroStrategy, led by Michael Saylor, has long been known as the largest corporate holder of Bitcoin. But this aggressive strategy has increasingly become a target for criticism.
On Monday, the discussion was reignited by Nick O’Neill, co-founder of BoDoggos Entertainment. On platform X, he released a video harshly criticizing Strategy. Shortly afterward, however, he returned with another video — this time reading out a bizarrely worded “clarification.”
“MicroStrategy is not a Ponzi scheme… Michael J. Saylor is legally and officially a good person,” read the statement O’Neill delivered straight to the camera.
The video quickly went viral — amassing more than 1.2 million views — and ignited heated debate across social media.
“Blink Twice”: Social Media Reacts
Social media users immediately speculated that MicroStrategy’s legal team had reached out to O’Neill.
“Blink twice if you’ve been served a cease & desist,” one user quipped.
Schwartz: He Was Pressured
Ripple’s David Schwartz also weighed in, saying it was highly likely O’Neill’s second video was the result of legal pressure.
“I’m sure he wasn’t happy with that statement. You can view MicroStrategy as a smart strategy or as nonsense, but people should be able to express their honest opinions without intimidation,” Schwartz argued.
At the same time, he noted that O’Neill should have realized “what he said was nonsense.”
MicroStrategy = Bitcoin With Leverage?
Schwartz summed up his stance clearly: MicroStrategy is essentially a leveraged bet on Bitcoin. If BTC rises, the company gains. But if the price collapses, the fallout could be devastating.
This episode highlights not only the heated debate around MicroStrategy’s Bitcoin strategy but also how legal pressure can shape — and sometimes silence — public discussion about crypto giants.
#Ripple , #davidschwartz , #MicroStrategy , #BTC , #CryptoMarket
Stay one step ahead – follow our profile and stay informed about everything important in the world of cryptocurrencies!
Notice:
,,The information and views presented in this article are intended solely for educational purposes and should not be taken as investment advice in any situation. The content of these pages should not be regarded as financial, investment, or any other form of advice. We caution that investing in cryptocurrencies can be risky and may lead to financial losses.“
Controversy Around MicroStrategy and Bitcoin
MicroStrategy, led by Michael Saylor, has long been known as the largest corporate holder of Bitcoin. But this aggressive strategy has increasingly become a target for criticism.
On Monday, the discussion was reignited by Nick O’Neill, co-founder of BoDoggos Entertainment. On platform X, he released a video harshly criticizing Strategy. Shortly afterward, however, he returned with another video — this time reading out a bizarrely worded “clarification.”
“MicroStrategy is not a Ponzi scheme… Michael J. Saylor is legally and officially a good person,” read the statement O’Neill delivered straight to the camera.
The video quickly went viral — amassing more than 1.2 million views — and ignited heated debate across social media.
“Blink Twice”: Social Media Reacts
Social media users immediately speculated that MicroStrategy’s legal team had reached out to O’Neill.
“Blink twice if you’ve been served a cease & desist,” one user quipped.
Schwartz: He Was Pressured
Ripple’s David Schwartz also weighed in, saying it was highly likely O’Neill’s second video was the result of legal pressure.
“I’m sure he wasn’t happy with that statement. You can view MicroStrategy as a smart strategy or as nonsense, but people should be able to express their honest opinions without intimidation,” Schwartz argued.
At the same time, he noted that O’Neill should have realized “what he said was nonsense.”
MicroStrategy = Bitcoin With Leverage?
Schwartz summed up his stance clearly: MicroStrategy is essentially a leveraged bet on Bitcoin. If BTC rises, the company gains. But if the price collapses, the fallout could be devastating.
This episode highlights not only the heated debate around MicroStrategy’s Bitcoin strategy but also how legal pressure can shape — and sometimes silence — public discussion about crypto giants.
#Ripple , #davidschwartz , #MicroStrategy , #BTC , #CryptoMarket
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🚨 $XRP ALERT! 💔📉
Big news shakes the XRP world! Ripple’s CTO David Schwartz steps back from daily duties after 13 years. Early investor Crypto Bitlord says: “Time to sell $XRP!” ⚠️
🔹 Why the sell call?
• SWIFT launches its blockchain with 30+ banks 🏦
• Ripple’s cash flow depends mostly on $XRP sales 💸
• Schwartz moves to the board—IPO prep? 🤔
😥 Investor Frustration: XRP hasn’t hit life-changing gains in over a decade.
💡 Schwartz’s Promise: Staying active in the community, coding, launching new initiatives!
Stay alert, traders! This one’s heating up 🔥
#xrp #DavidSchwartz #cryptotrading #InvestorUpdate #blockchain
Big news shakes the XRP world! Ripple’s CTO David Schwartz steps back from daily duties after 13 years. Early investor Crypto Bitlord says: “Time to sell $XRP!” ⚠️
🔹 Why the sell call?
• SWIFT launches its blockchain with 30+ banks 🏦
• Ripple’s cash flow depends mostly on $XRP sales 💸
• Schwartz moves to the board—IPO prep? 🤔
😥 Investor Frustration: XRP hasn’t hit life-changing gains in over a decade.
💡 Schwartz’s Promise: Staying active in the community, coding, launching new initiatives!
Stay alert, traders! This one’s heating up 🔥
#xrp #DavidSchwartz #cryptotrading #InvestorUpdate #blockchain
💦 Ripple CTO David Schwartz Announces "Resigns" After 13 Years, Remains Board Member
Ripple has just witnessed a major leadership shift:
Chief Technology Officer (CTO) David Schwartz, a key architect of the XRP Ledger, officially announced that he will resign from his role at the end of 2025.
Schwartz — who has been with Ripple for over 13 years — is widely regarded as one of the fundamental figures behind Ripple blockchain journey. His departure marks a historic milestone not only for Ripple but also for the broader cryptocurrency community.
✍️ His Announcement
In a heartfelt post on X (formerly Twitter) Schwartz shared:
“I’m excited to spend more time with my children and grandchildren and return to my long-missed personal interests. But let me emphasize that I am not leaving the XRP community. You will still see me again, now and in the future."
🔑 Staying Close to Ripple:-
Although stepping down as CTO, Schwartz will:
• Remain on Ripple board of directors.
•Occasionally visit the office to mentor the team and guide technology direction.
This ensures his experience and vision will still influence Ripple roadmap.
🛠️ Schwartz Legacy at Ripple:-
• Joined in the early days as Head of Cryptography.
• Spent 7 years as CTO, leading the evolution of the XRP Ledger.
• Oversaw Ripple stablecoin launch in late 2024, a pivotal moment shaped by global financial shifts after Donald Trump’s return to the White House.
🗣️ CEO Brad Garlinghouse Words:-
Ripple CEO Brad Garlinghouse praised Schwartz as a “True OG in crypto” adding:
“We will still keep a weekly meeting schedule. I’m glad he’s still here to share deep knowledge and help Ripple build the future.”
🌍 Bigger Picture:-
Schwartz decision mirrors a broader trend in crypto, where industry pioneers like Vitalik Buterin (Ethereum) and Jed McCaleb (Stellar) have chosen to step back from daily stress while maintaining advisory roles.
For Ripple, this transition is symbolic yet strategic — signaling a new chapter as the company strengthens its cross-border payments and stablecoin ecosystem worldwide.
📇 Final Note:-
David Schwartz may be stepping down from his official title, but his footprint on Ripple DNA remains unshakable. For the XRP community, this isn’t a goodbye — it’s simply the start of a different role in shaping Ripple next decade.
#XRPCommunity #CTOResignation #CryptoLeadership #Ripple #DavidSchwartz $XRP $HBAR $XLM
Chief Technology Officer (CTO) David Schwartz, a key architect of the XRP Ledger, officially announced that he will resign from his role at the end of 2025.
Schwartz — who has been with Ripple for over 13 years — is widely regarded as one of the fundamental figures behind Ripple blockchain journey. His departure marks a historic milestone not only for Ripple but also for the broader cryptocurrency community.
✍️ His Announcement
In a heartfelt post on X (formerly Twitter) Schwartz shared:
“I’m excited to spend more time with my children and grandchildren and return to my long-missed personal interests. But let me emphasize that I am not leaving the XRP community. You will still see me again, now and in the future."
🔑 Staying Close to Ripple:-
Although stepping down as CTO, Schwartz will:
• Remain on Ripple board of directors.
•Occasionally visit the office to mentor the team and guide technology direction.
This ensures his experience and vision will still influence Ripple roadmap.
🛠️ Schwartz Legacy at Ripple:-
• Joined in the early days as Head of Cryptography.
• Spent 7 years as CTO, leading the evolution of the XRP Ledger.
• Oversaw Ripple stablecoin launch in late 2024, a pivotal moment shaped by global financial shifts after Donald Trump’s return to the White House.
🗣️ CEO Brad Garlinghouse Words:-
Ripple CEO Brad Garlinghouse praised Schwartz as a “True OG in crypto” adding:
“We will still keep a weekly meeting schedule. I’m glad he’s still here to share deep knowledge and help Ripple build the future.”
🌍 Bigger Picture:-
Schwartz decision mirrors a broader trend in crypto, where industry pioneers like Vitalik Buterin (Ethereum) and Jed McCaleb (Stellar) have chosen to step back from daily stress while maintaining advisory roles.
For Ripple, this transition is symbolic yet strategic — signaling a new chapter as the company strengthens its cross-border payments and stablecoin ecosystem worldwide.
📇 Final Note:-
David Schwartz may be stepping down from his official title, but his footprint on Ripple DNA remains unshakable. For the XRP community, this isn’t a goodbye — it’s simply the start of a different role in shaping Ripple next decade.
#XRPCommunity #CTOResignation #CryptoLeadership #Ripple #DavidSchwartz $XRP $HBAR $XLM
The FINAL SIGNAL for $XRP! Ripple’s CTO Steps Down — Panic or “Mission Complete”?
The crypto world is buzzing after Ripple CTO David Schwartz announced his resignation — and while many see it as a red flag, top analysts argue it’s the final confirmation that Ripple’s infrastructure is fully built and ready for global deployment.
Let’s break it down 👇
✅ From Building to Execution — The Analyst’s Thesis 🧠
This isn’t chaos — it’s completion. According to Ripple Bull Winkle, Schwartz’s exit marks the graduation of the project, not its collapse.
🔸 “The Foundation Is Laid” — Schwartz stepping back, much like Satoshi did, suggests that the core technology is finished. Ripple’s liquidity and settlement systems are ready to operate autonomously at scale.
🔹 “Graduation, Not Departure” — This shift means Ripple is moving from engineering to institutional execution. The system is now in the hands of those who will scale it globally, not just build it.
🐋 The Next Phase: Wall Street Takes the Wheel
The timing of this leadership change is no coincidence. Analysts say the move coincides with the entry of major financial institutions into Ripple’s ecosystem.
🔸 Heavyweights Incoming — Sources hint at partnerships and deeper integration with BlackRock, Vanguard, and other Wall Street titans.
🔹 Institutional Rollout — With regulatory clarity improving and global banking partnerships strengthening, Ripple could now transition into the backbone of global settlements — not just crypto transactions.
🎯 Bottom Line: The “Final Signal” Is Here
Schwartz’s departure may look like turbulence on the surface, but beneath it lies the strongest signal yet: Ripple’s foundation is complete.
🚀 Development is over — execution begins.
The stage is set for institutional-scale adoption, and $XRP might be entering its most pivotal phase yet.
💎 As the analyst put it best:
“Builders step back when the foundation is ready. It’s not the end — it’s the beginning of global utility.”
Stay focused, not fearful. The next wave belongs to those who understand the shift.
#XRP #Ripple #DavidSchwartz #BlackRock #CryptoNews
$XRP
Let’s break it down 👇
✅ From Building to Execution — The Analyst’s Thesis 🧠
This isn’t chaos — it’s completion. According to Ripple Bull Winkle, Schwartz’s exit marks the graduation of the project, not its collapse.
🔸 “The Foundation Is Laid” — Schwartz stepping back, much like Satoshi did, suggests that the core technology is finished. Ripple’s liquidity and settlement systems are ready to operate autonomously at scale.
🔹 “Graduation, Not Departure” — This shift means Ripple is moving from engineering to institutional execution. The system is now in the hands of those who will scale it globally, not just build it.
🐋 The Next Phase: Wall Street Takes the Wheel
The timing of this leadership change is no coincidence. Analysts say the move coincides with the entry of major financial institutions into Ripple’s ecosystem.
🔸 Heavyweights Incoming — Sources hint at partnerships and deeper integration with BlackRock, Vanguard, and other Wall Street titans.
🔹 Institutional Rollout — With regulatory clarity improving and global banking partnerships strengthening, Ripple could now transition into the backbone of global settlements — not just crypto transactions.
🎯 Bottom Line: The “Final Signal” Is Here
Schwartz’s departure may look like turbulence on the surface, but beneath it lies the strongest signal yet: Ripple’s foundation is complete.
🚀 Development is over — execution begins.
The stage is set for institutional-scale adoption, and $XRP might be entering its most pivotal phase yet.
💎 As the analyst put it best:
“Builders step back when the foundation is ready. It’s not the end — it’s the beginning of global utility.”
Stay focused, not fearful. The next wave belongs to those who understand the shift.
#XRP #Ripple #DavidSchwartz #BlackRock #CryptoNews
$XRP
See original
Crypto: David Schwartz leaves his position as CTO at Ripple
Wed 01 Oct 2025 ▪ 3 min read
An essential figure in the crypto universe, David Schwartz, Chief Technology Officer of Ripple, announces his retirement. This scheduled departure redefines roles within the company while maintaining strategic continuity.
In summary
David Schwartz leaves his position as CTO at Ripple after 13 years of commitment to the crypto company.
He remains active in the crypto company by joining the board of directors as Emeritus CTO.
A key player in the crypto scene leaves the operational stage
On September 30, 2025, David Schwartz confirms that he will leave his position as CTO at Ripple at the end of the year. This pillar of the crypto ecosystem now wishes to dedicate himself to his family and personal passions.
Schwartz, an influential developer in the crypto sector, has contributed extensively to the creation of the XRP Ledger. He joined Ripple from its beginnings and has held the role of CTO since 2018, succeeding:
Stefan Thomas;
Jed McCaleb (another crypto pioneer).
In his message, he reviews his career. From his years at the NSA to his involvement in the creation of the XRP Ledger, he mentions a career marked by experiences among the most enriching. His departure thus marks a stage in the evolution of Ripple, one of the flagship companies in the crypto sector.
David Schwartz remains in the crypto ecosystem through the board of directors
While the emblematic CTO leaves the technical leadership, he does not abandon the crypto scene. David Schwartz indeed joins the board of directors of Ripple. He will hold the position of Emeritus CTO. He will thus continue to participate in strategic reflections, maintaining a connection with the XRP community.
$XRP
$CTK
$NAVX
#davidschwartz
Wed 01 Oct 2025 ▪ 3 min read
An essential figure in the crypto universe, David Schwartz, Chief Technology Officer of Ripple, announces his retirement. This scheduled departure redefines roles within the company while maintaining strategic continuity.
In summary
David Schwartz leaves his position as CTO at Ripple after 13 years of commitment to the crypto company.
He remains active in the crypto company by joining the board of directors as Emeritus CTO.
A key player in the crypto scene leaves the operational stage
On September 30, 2025, David Schwartz confirms that he will leave his position as CTO at Ripple at the end of the year. This pillar of the crypto ecosystem now wishes to dedicate himself to his family and personal passions.
Schwartz, an influential developer in the crypto sector, has contributed extensively to the creation of the XRP Ledger. He joined Ripple from its beginnings and has held the role of CTO since 2018, succeeding:
Stefan Thomas;
Jed McCaleb (another crypto pioneer).
In his message, he reviews his career. From his years at the NSA to his involvement in the creation of the XRP Ledger, he mentions a career marked by experiences among the most enriching. His departure thus marks a stage in the evolution of Ripple, one of the flagship companies in the crypto sector.
David Schwartz remains in the crypto ecosystem through the board of directors
While the emblematic CTO leaves the technical leadership, he does not abandon the crypto scene. David Schwartz indeed joins the board of directors of Ripple. He will hold the position of Emeritus CTO. He will thus continue to participate in strategic reflections, maintaining a connection with the XRP community.
$XRP
$CTK
$NAVX
#davidschwartz
See original
😂 The new message from Ripple's CTO to the XRP army provokes reactions 🎙️
$XRP When a pioneer behind one of the world's most recognized blockchain projects steps away from their daily duties, it inevitably stirs emotions 🥺. A notable example occurred this week when David Schwartz, the Chief Technology Officer of Ripple with a long history, stepped down from his active position.
The news sparked a wave of appreciation from the XRP community, which rushed to highlight its invaluable role in the formation of both Ripple and the XRP Ledger 🌐. But what followed returned the focus to Schwartz in a way that only he could handle.
The news sparked a wave of appreciation from the XRP community, which rushed to highlight its invaluable role in the formation of both Ripple and the XRP Ledger 🌐. But what followed returned the focus to Schwartz in a way that only he could handle.
🕵️♂️ Ripple Mystery Unfolds: Is Arthur Britto Behind the X.23 Wallet?
📢 After 14 years of silence, Arthur Britto — the elusive co-founder of the XRP Ledger — may have just stepped back into the spotlight.
🔥 A cryptic post on X has the XRP community buzzing, and now Ripple CTO David Schwartz has added fuel to the fire:
🗣 “I suspect that’s really him.”
🌐 The speculation centers around the enigmatic 'X.23' XRP wallet, potentially tied to Britto, raising questions about past movements, future plans, and hidden influence in the XRP ecosystem.
💡 Why it matters:
Britto is one of the least known yet most impactful figures in crypto. If confirmed, this could signal a new chapter for XRP and potentially hint at major developments ahead.
🔍 Whether this is a reveal or just well-placed lore, the community is watching closely.
#Ripple #XRP #ArthurBritto #DavidSchwartz #Crypto
https://coingape.com/i-suspect-thats-really-him-david-schwartz-reveals-arthur-britto-identity/
📢 After 14 years of silence, Arthur Britto — the elusive co-founder of the XRP Ledger — may have just stepped back into the spotlight.
🔥 A cryptic post on X has the XRP community buzzing, and now Ripple CTO David Schwartz has added fuel to the fire:
🗣 “I suspect that’s really him.”
🌐 The speculation centers around the enigmatic 'X.23' XRP wallet, potentially tied to Britto, raising questions about past movements, future plans, and hidden influence in the XRP ecosystem.
💡 Why it matters:
Britto is one of the least known yet most impactful figures in crypto. If confirmed, this could signal a new chapter for XRP and potentially hint at major developments ahead.
🔍 Whether this is a reveal or just well-placed lore, the community is watching closely.
#Ripple #XRP #ArthurBritto #DavidSchwartz #Crypto
https://coingape.com/i-suspect-thats-really-him-david-schwartz-reveals-arthur-britto-identity/
India - BLACKROCK Just Dropped a Crypto Bombshell!
BLACKROCK Just Dropped a Crypto Bombshell! 🔥🤯 Ripple’s CTO Spills the Tea — Is India About to Make Crypto Cool Again?
Hold onto your hats, crypto fans, because the drama just hit DEFCON 1! Out of nowhere, BlackRock — yes, THAT BlackRock, the giant money whale that basically owns everything — pulled a move so shocking it made the crypto world do a double-take. And guess what? XRP is right in the spotlight.
Meanwhile, Ripple’s tech wizard, David Schwartz, finally broke his usual mime routine and said, “This is just the beginning.” That’s crypto-speak for: “Brace yourselves, it’s about to get wild.”
Here’s the scoop:
Institutions who treated XRP like the weird kid in class? They’re suddenly passing notes and maybe even sharing snacks.
Over in India, a country that’s been playing hard-to-get with crypto, regulators are finally sending out flirty emojis to fintech innovation. Could this be the start of a crypto romance?
What’s really cooking?
BlackRock’s move = Big-money players waking up and smelling the XRP latte.
Ripple’s CTO chatting publicly = Someone’s feeling confident (or they lost a bet).
India’s crypto vibe = Like a Bollywood plot twist where everyone dances into the crypto party.
All signs point to XRP gearing up for a blockbuster sequel — maybe even the Marvel of cryptocurrencies.
So, are you glued to your screen or what?
Stay sharp, stay weird, and let’s gossip about this crypto soap opera on Binance Square.
#xrp #blackRock #IndiaCrypto #BinanceSquare #davidschwartz
$XRP
Hold onto your hats, crypto fans, because the drama just hit DEFCON 1! Out of nowhere, BlackRock — yes, THAT BlackRock, the giant money whale that basically owns everything — pulled a move so shocking it made the crypto world do a double-take. And guess what? XRP is right in the spotlight.
Meanwhile, Ripple’s tech wizard, David Schwartz, finally broke his usual mime routine and said, “This is just the beginning.” That’s crypto-speak for: “Brace yourselves, it’s about to get wild.”
Here’s the scoop:
Institutions who treated XRP like the weird kid in class? They’re suddenly passing notes and maybe even sharing snacks.
Over in India, a country that’s been playing hard-to-get with crypto, regulators are finally sending out flirty emojis to fintech innovation. Could this be the start of a crypto romance?
What’s really cooking?
BlackRock’s move = Big-money players waking up and smelling the XRP latte.
Ripple’s CTO chatting publicly = Someone’s feeling confident (or they lost a bet).
India’s crypto vibe = Like a Bollywood plot twist where everyone dances into the crypto party.
All signs point to XRP gearing up for a blockbuster sequel — maybe even the Marvel of cryptocurrencies.
So, are you glued to your screen or what?
Stay sharp, stay weird, and let’s gossip about this crypto soap opera on Binance Square.
#xrp #blackRock #IndiaCrypto #BinanceSquare #davidschwartz
$XRP
🚨🚨Ripple CTO Issues Caution on RippleUSD Launch Amid Speculation and Supply Concerns🚨🚨
Ripple CTO has raised concerns about potential supply shortages during the initial release of RippleUSD (RLUSD), the company's newly announced USD-backed stablecoin. Pre-launch activity has already sparked speculative bids, including an offer of 511 XRP (equivalent to $1,244) for just 1 RLUSD, as seen on Xaman, a Ripple-affiliated wallet.
𝐒𝐜𝐡𝐰𝐚𝐫𝐭𝐳 attributed such bids to overenthusiastic users seeking the distinction of being early adopters. He emphasized that once the stablecoin's supply normalizes, its value should align with $1, as intended. “If the price does not stabilize around $1, then something is seriously wrong,” 𝐒𝐜𝐡𝐰𝐚𝐫𝐭𝐳 noted, while urging the community to avoid impulsive purchases fueled by fear of missing out (FOMO). He clarified that RLUSD's introduction is not an opportunity for quick profits.
Ripple CEO 𝐁𝐫𝐚𝐝 𝐆𝐚𝐫𝐥𝐢𝐧𝐠𝐡𝐨𝐮𝐬𝐞 recently revealed that the New York Department of Financial Services has approved the issuance of RLUSD, marking a major milestone in Ripple's mission to expand its cross-border payments ecosystem. The company plans to integrate RLUSD with its flagship cryptocurrency, XRP, to enhance liquidity and reduce risks of depegging. Ripple President Monica Long described the stablecoin as "complementary and additive" to XRP, further strengthening its role in global payments.
Targeted primarily at institutional clients, RLUSD is positioned as a key component in Ripple's broader strategy to transform financial markets. By pairing RLUSD with XRP, Ripple aims to increase stablecoin liquidity across major exchanges. Despite the excitement surrounding RLUSD’s potential, critics have questioned Garlinghouse's recent engagements, including speculations about a meeting with President-elect Donald Trump. These allegations, combined with broader debates around central bank digital currencies (CBDCs), have stirred controversy within the industry.
Ripple remains steadfast in its efforts to expand the adoption of XRP and RLUSD while navigating the challenges of a rapidly evolving crypto landscape.
#BinanceAirdropsCATandPENGU #MarketNewHype #VANAOpening
𝐒𝐜𝐡𝐰𝐚𝐫𝐭𝐳 attributed such bids to overenthusiastic users seeking the distinction of being early adopters. He emphasized that once the stablecoin's supply normalizes, its value should align with $1, as intended. “If the price does not stabilize around $1, then something is seriously wrong,” 𝐒𝐜𝐡𝐰𝐚𝐫𝐭𝐳 noted, while urging the community to avoid impulsive purchases fueled by fear of missing out (FOMO). He clarified that RLUSD's introduction is not an opportunity for quick profits.
Ripple CEO 𝐁𝐫𝐚𝐝 𝐆𝐚𝐫𝐥𝐢𝐧𝐠𝐡𝐨𝐮𝐬𝐞 recently revealed that the New York Department of Financial Services has approved the issuance of RLUSD, marking a major milestone in Ripple's mission to expand its cross-border payments ecosystem. The company plans to integrate RLUSD with its flagship cryptocurrency, XRP, to enhance liquidity and reduce risks of depegging. Ripple President Monica Long described the stablecoin as "complementary and additive" to XRP, further strengthening its role in global payments.
Targeted primarily at institutional clients, RLUSD is positioned as a key component in Ripple's broader strategy to transform financial markets. By pairing RLUSD with XRP, Ripple aims to increase stablecoin liquidity across major exchanges. Despite the excitement surrounding RLUSD’s potential, critics have questioned Garlinghouse's recent engagements, including speculations about a meeting with President-elect Donald Trump. These allegations, combined with broader debates around central bank digital currencies (CBDCs), have stirred controversy within the industry.
Ripple remains steadfast in its efforts to expand the adoption of XRP and RLUSD while navigating the challenges of a rapidly evolving crypto landscape.
#BinanceAirdropsCATandPENGU #MarketNewHype #VANAOpening
🚨 BREAKING NEWS 🚨
Ripple’s legendary CTO David Schwartz has announced he will step down from his role at the end of 2025!
🔹 Schwartz isn’t leaving Ripple — he’ll be joining the Board of Directors, continuing to shape the company’s future from the top.
🔹 Widely regarded as one of the key architects behind Ripple’s technology, this move signals a new era of leadership at Ripple.
📢 The big question: How will this leadership change impact Ripple, XRP adoption, and the wider crypto ecosystem?
#Ripple #DavidSchwartz #XRP #Crypto
Ripple’s legendary CTO David Schwartz has announced he will step down from his role at the end of 2025!
🔹 Schwartz isn’t leaving Ripple — he’ll be joining the Board of Directors, continuing to shape the company’s future from the top.
🔹 Widely regarded as one of the key architects behind Ripple’s technology, this move signals a new era of leadership at Ripple.
📢 The big question: How will this leadership change impact Ripple, XRP adoption, and the wider crypto ecosystem?
#Ripple #DavidSchwartz #XRP #Crypto
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