Cryptocurrency

Hey! Check out this interesting development with Vietnam and crypto. The country, which ranks in the top 3 for cryptocurrency adoption globally, has decided not to ban it but to launch a pilot project. However, with one caveat: only five exchanges will receive licenses to operate.
While these five "chosen ones" operate, the government will develop the rules: taxation, security standards, operational requirements. Deputy Minister of Finance Nguyen Duc Chi even expressed hope that the first license would be issued by 2025, but he stressed that the timeline depends on the readiness of the companies themselves.
What's interesting is that despite the high interest in crypto in Vietnam, no official applications from exchanges have been submitted yet. Experts explain this for two main reasons:
Excessively High Requirements - As Vitaly Shtyrkin from B2BINPAY says, "the entry bar is so high that most potential candidates cannot overcome it."Uncertainty - Companies are waiting for all the rules of the game to become clear.
On the one hand, the authorities' approach is understandable: they want to control risks and create a safe environment. Limiting the pilot to five exchanges allows them to "test the waters" before opening the market more widely.
But there is a downside:
Crypto innovation could move to other countries.Large players will gain an advantage over small startups.The market may develop slower due to a lack of competition.
At the same time, Vietnam has become one of the first countries to pass a dedicated law on digital assets—a major step forward.
What do you think? Will this cautious approach help Vietnam create a stable and secure crypto market, or does the country risk losing its position in the crypto industry due to excessive rigidity?
#Vietnam #cryptocurrency #CryptoNewss #crypto

@Bitcoin has once again captured the attention of global investors, breaking past the $120,000 mark for the first time in its history. The surge represents a major moment not only for #cryptocurrency enthusiasts but also for the wider financial market, which is watching digital assets move from the edges of speculation to the centre of global investment strategy.#WhaleWatch

The price rally, which took Bitcoin to a new record of $125,700, $BTC comes as optimism grows around fresh policy discussions in the United States and increasing institutional interest in crypto-based assets. The timing is striking, a week that political circles in Washington have already called “crypto week,” with major legislative debates underway to define the regulatory future of digital currencies.
The price jump has not been a sudden event but the result of several converging factors. Bitcoin has risen over 27% since the beginning of the year, supported by growing confidence among investors that the United States will soon adopt clearer and friendlier policies toward cryptocurrencies.#BTCBreaksATH
This renewed attention has been amplified by the return of Donald Trump to the policy discussion, who has labelled himself the “crypto president” and expressed support for the industry’s growth. With the House of Representatives set to debate several bills aimed at establishing a proper framework for digital assets, the crypto market is reacting with enthusiasm. For many investors, this policy shift represents the most credible sign yet that cryptocurrencies are maturing into a formal part of the financial system.#USGovShutdown

Analysts attribute Bitcoin’s price rally to a mix of political and institutional forces. Tony Sycamore, market analyst at IG, remarked that Bitcoin is “riding several tailwinds”, from institutional inflows to speculation around regulatory clarity and political backing. The momentum of the past week has been particularly strong, with investors eyeing the $130,000 mark as the next psychological target.
The optimism is visible across the broader digital asset market as well, where Ether, XRP, and other major coins have all recorded fresh gains. The combined value of the global crypto market has now reached about $3.8 trillion, making it one of the most valuable sectors in global finance.#Write2Earn
At the centre of this renewed attention lies the United States Congress, where lawmakers are set to vote on a group of bills known as the Genius Act, the Clarity Act, and the Anti-CBDC Surveillance State Act. The most prominent among them, the Genius Act, seeks to establish federal rules for stablecoins, which could give the crypto industry a degree of legitimacy it has long demanded. eToro analyst Simon Peters noted that the ongoing legislative activity “could add another push to the current rally,” as investors view these developments as steps toward long-term stability for the market.
Bitcoin’s surge is not happening in isolation. The policy-friendly approach by U.S. leaders, including Trump’s pro-crypto stance, is encouraging capital inflows from institutional investors who have previously stayed cautious due to regulatory uncertainty. Trump and his family have been directly involved in the crypto world through initiatives such as the World Liberty Financial project and the launch of their own meme coin earlier this year.
Although the value of the coin has dropped from its January peak, it reflects a broader cultural and financial shift where cryptocurrencies are now embedded in political and public discourse.

Beyond politics, market experts point to fundamental demand factors driving Bitcoin’s rally. The growing popularity of U.S. spot Bitcoin exchange-traded funds (ETFs) has brought new institutional money into the market, increasing liquidity and investor confidence.
Large firms, from asset managers to corporate treasuries, have been steadily increasing their Bitcoin holdings as a hedge against inflation and traditional market volatility. This institutional support has provided the foundation for Bitcoin’s current price levels, suggesting that the rally may have more endurance than previous speculative spikes.
Capriole Investments founder Charles Edwards believes that Bitcoin’s break above the $120,000 threshold could soon lead to a “very quick” move toward $150,000, possibly within weeks. Edwards, speaking at Token2049 in Singapore, argued that the market’s behaviour follows a familiar pattern from earlier cycles, where once Bitcoin clears a major psychological barrier, momentum tends to accelerate.
His prediction is seen as conservative compared to others who expect prices to move beyond $200,000 by the end of the year. The bullish case rests on the idea that the combination of regulatory clarity, institutional adoption, and retail enthusiasm could sustain another extended run.
Another major driver of optimism is the inclusion of cryptocurrencies in U.S. retirement plans. Analysts at Bitwise Asset Management estimate that even a modest 1% allocation from 401(k) retirement managers could inject as much as $122 billion in new capital into the Bitcoin market. This kind of mainstream acceptance would represent a new phase for digital assets, placing them alongside gold and equities as a standard part of long-term investment portfolios.

However, not all signals are equally reassuring. On-chain data suggests that the number of active Bitcoin wallets has dropped to a five-year low, raising questions about whether the current price rise is supported by genuine usage or driven mostly by speculative trading. Some analysts warn that if speculative leverage continues to grow, the market could face sudden and sharp corrections. High levels of leveraged positions in Bitcoin futures mean that any rapid downturn could trigger mass liquidations, causing a cascading fall in prices.
Still, technical analysts argue that Bitcoin has established strong support levels near $108,000 and immediate resistance near $130,000. If the current momentum continues, a breakout toward $150,000 appears likely, with even higher targets projected if institutional inflows remain steady. The chart patterns also indicate the formation of a “golden cross”, a technical signal that has historically preceded major bullish movements in the crypto market.
The crypto rally is not confined to Bitcoin. Ether has climbed to its highest level since February, touching $3,081, while XRP and other tokens have also posted notable gains. This broad-based rise suggests that investor confidence is extending beyond Bitcoin, with capital flowing into other established projects and new blockchain ventures. Analysts believe this reflects a more mature market structure, where Bitcoin’s performance sets the tone but does not monopolise investment interest.
Market analysts are, however, cautious about declaring an uninterrupted bull run. Factors such as global macroeconomic uncertainty, fluctuating inflation data, and changing central bank policies could impact crypto markets in unpredictable ways.

Moreover, if the anticipated U.S. legislation faces delays or fails to pass, some of the optimism currently driving prices could quickly fade. Still, most experts agree that Bitcoin’s ability to sustain levels above $120,000 demonstrates a deeper base of institutional confidence than in previous cycles.
Beyond short-term price action, the broader implications of Bitcoin’s rise are profound. It reflects a growing shift in how both investors and governments view digital assets, no longer as fringe experiments, but as permanent fixtures in the financial system.
The recognition by policymakers and inclusion in investment products like ETFs and retirement funds signal that Bitcoin’s role is becoming institutionalised. Even as debates continue about environmental impact, regulation, and speculation, the direction of change is clear: Bitcoin is now part of mainstream finance.
In the near term, Bitcoin may continue to trade between $120,000 and $130,000 as markets digest recent gains. But if the positive policy momentum continues, and institutional demand remains strong, the path to $150,000 appears increasingly realistic. Some bullish forecasts go further, envisioning prices reaching $160,000 or even $200,000 by the end of the year, driven by corporate adoption and sustained ETF inflows.

As the dominant force in global retail, Walmart is making a major move into #crypto assets. OnePay, the fintech payment app owned by the retailer, is allegedly going to roll out #cryptocurrency trading and custody by the end of 2025. The implementation will let OnePay’s 1.5 million users easily buy, hold and convert @Bitcoin $BTC and @Ethereum $ETH right in the app they already use. This signals a strong new chapter in the mainstream movement of crypto, moving crypto assets from specialized trading platforms to key functionality in common day-to-day financial tools.#BTCvsETH
From Shopping Carts to Digital Wallets
As per sources with knowledge of the matter, OnePay is set to become a one-stop shop for its customers’ financial needs. The new cryptocurrency products will be powered by Zerohash, a blockchain infrastructure organization based in Chicago with a focus on assisting fintech companies access digital assets and blockchain technology. By providing the two largest and most well-known cryptocurrencies – Bitcoin and Ether – OnePay is methodically entering the cryptocurrency market. The goal is to provide an easy to navigate and trusted opportunity for retail consumers to purchase cryptocurrency, even if they possess little knowledge of dedicated crypto exchanges. For millions of Walmart shoppers and customers of the service, the entry into cryptocurrency could be just a few taps away from their checking account balance.#MarketUptober
A New Challenger in the FinTech Crypto Race
With this latest move, OnePay is entering a very competitive arena. They will be going against well-established fintech players, such as PayPal, Venmo, and Square’s Cash App, which already support crypto trading and have developed significant user engagement around this feature.
However, OnePay has a powerful ace in its pocket: a direct link with Walmart. It can put financial services into one of the shopping experiences of the largest retailers, possibly creating a unique brand of powerful ecosystem. This essentially makes OnePay more than just another payment app, but potentially a main financial hub for a large consumer base.
The Great “Embedding” of Crypto Trading
OnePay’s effort is one piece of a much larger industry movement: the “great embedding” of crypto service. Users have had to sign up for an exchange like Coinbase or Binance just to purchase cryptocurrency for years. That era is nearing an end.
The capacity to exchange digital assets is quickly becoming a baseline feature of the payment and banking application methods that users are already using in their everyday lives. This change plays a significant role in the formula for mass adoption, as it reduces the barrier to entry for users considerably. The act of investing in cryptocurrency is about to become less of a stand-alone, complex activity and more like one of the other functions you can perform with an app – like reimbursing your friend for dinner or checking your account balance to facilitate a bill payment.
Seamless Fiat Integration: The Key to Mass Adoption
The main attraction of this new model is straightforwardness. What apps, like OnePay, are producing is really the novelty of connecting to traditional fiat currency. It’s intimidating for the average user to create an account on a crypto exchange, understand trading pairs, and manage how it all works with a wallet transfer.
By offering trading directly in the app, they erase that friction. You can immediately convert dollars from your linked bank account to Bitcoin and back again all in the app. It is very simple and familiar. This point is widely accepted as the path to the next set of retail crypto acceptance.
Tapping into a Trillion-Dollar Payments Pie
In the end, Walmart’s action is a tactical move to grab a share of the huge global payments market, which is estimated to generate $2.4 trillion in fees each year. Transitioning from a payment instrument to a multi-faceted digital finance platform with cryptocurrency generates a stickier, more flexible, and valuable platform for its end-users. As the lines continue to merge between retail, banking, and investing, Walmart is signaling that it wants to be a major player in the money of tomorrow.#Write2Earn

📌 Don’t forget to follow me and share 🎁 😉. Earning money from #cryptocurrency doesn’t always mean you have to #invest large #Amounts of capital or take big #Risks . In fact, with the right approach, you can start generating a steady #incom on Binance — the world’s largest crypto exchange — without spending a single dollar. By leveraging the platform’s free tools, reward programs, and community features, beginners can realistically aim to make around $15 per day with consistent effort. Here’s how you can do it.
1. Participate in the Learn & Earn Program 📚
One of the easiest ways to earn free crypto on Binance is through its Learn & Earn initiative. This feature rewards users for learning about blockchain technology and emerging projects. All you need to do is:
Watch short educational videos.
Read simple articles.
Complete quizzes based on what you’ve learned.
Each successful quiz can reward you with $5–$10 worth of tokens, which are instantly credited to your wallet. By keeping track of new campaigns and joining them early, you can sometimes reach your daily earning target just from this feature alone.
💡 Pro Tip: Follow Binance’s official channels and check the Learn & Earn section regularly — new opportunities often fill up quickly.
2. Use the Referral Program 👥
Another powerful zero-cost method is Binance’s Referral Program. Every registered user receives a unique referral link, and when someone signs up and trades through your link, you earn a commission on their trading fees — sometimes up to 40%.
To maximize this:
Share your referral link in crypto groups, social media, or with friends and family.
Create simple guides or short videos explaining how Binance works to encourage sign-ups.
With just a handful of active referrals, you can generate $5–$10 per day passively. Over time, this can become one of your most consistent income streams.
3. Complete Daily Tasks and Missions 🏆
The Task Center on Binance offers simple missions such as daily logins, trying new features, or completing quick tutorials. These tasks reward you with vouchers, cashback bonuses, or free tokens, typically worth $1–$3 each.
While the rewards might seem small, combining them with Learn & Earn and referrals can easily push your daily total past the $15 mark.
4. Watch for Airdrops and Promotions 🎁
Binance frequently runs airdrop campaigns, giveaways, and promotional events for new projects. By completing simple tasks like following social media accounts, joining communities, or holding eligible tokens, you can receive free crypto worth $5–$20 or more.
💡 Pro Tip: Join Binance’s official Telegram and Twitter to stay updated on ongoing campaigns — these often disappear quickly.
5. Create Content on Binance Square ✍️
If you enjoy writing, Binance Square offers another free earning method. By posting market updates, crypto tips, or analysis, you can build a following and potentially qualify for content rewards and bonuses. Successful creators often earn $5–$15 daily through engagement and community incentivesag .
Enjoy your day ❤️
$BTC $XRP

In what is being called a key moment for #cryptocurrency to go mainstream, financial services giant Morgan Stanley has officially announced guidance for adding cryptocurrency to clients’ investment portfolios. The action, detailed in a new report from its prominent Global Investment Committee (GIC), gives a clear framework for the company’s 16,000 financial advisors, who manage over $2 trillion in client assets.$BTC

This social science research report is more than a research report: it is a stamp of approval. With its official endorsement, by indicating crypto has a place in a diversified portfolio, Morgan Stanley signals that an asset class that was merely speculation is now legitimate, and finds a place in organized wealth management.
A “Conservative” Nod with Major Implications
The guidance, although innovative, is paradoxically prudent. Morgan Stanley is not pushing clients to invest all their money. Instead, it suggests an intentional and methodical process based on tolerance for risk.#MarketUptober
For “Opportunistic Growth” portfolios designed to be appropriate for clients who are more suitable for risk tolerance there is an expectation of up to 4% investment in cryptocurrencies. For more moderate “Balanced Growth” portfolios professional allocations of 2% are expected. Importantly, for portfolios that are conservative and want to preserve wealth and/or create income, Morgan Stanley suggests a 0% investment due to the volatility of the asset class.@Bitcoin #bitcoin
“Cryptocurrency could experience more elevated volatility and higher correlations with other asset classes in periods of macro and market stress,” the report’s authors noted, underscoring their risk-first approach.#Write2Earn
“Huge News”: Why This Guidance Matters
The industry reaction has been electric. Hunter Horsley, CEO of crypto investment manager Bitwise, called the report “huge” news. The significance lies in the sheer scale of Morgan Stanley’s influence. “GIC guides 16,000 advisers managing $2 trillion in savings and wealth for clients,” Horsley wrote. “We’re entering the mainstream era.”#WhaleWatch
Even a modest 2% to 4% allocation across just a fraction of that $2 trillion AUM (Assets Under Management) would translate into a tidal wave of new capital—potentially tens of billions of dollars—flowing into the crypto markets. This guidance lays the institutional framework and compliance cover that thousands of advisors require to start having conversations, and making investments, on behalf of clients in crypto.
Bitcoin as “Digital Gold” Amid Economic Storm Clouds
The timing of Morgan Stanley’s report could not be better, hitting the market as investors are actively looking for safe havens. Morgan Stanley’s analysts are forthright in calling Bitcoin a “scarce asset, like digital gold,” which is a strong endorsement of its store-of-value characteristics.
This thought process is gaining momentum in the context of significant economic uncertainty, including an ongoing government shutdown and worries about rebounding inflation. “There is a widespread rush into assets happening right now,” wrote analysts at The Kobeissi Letter, pointing to a weakening labor market as another driver for investors seeking alternative stores of wealth.
A Rally Fueled by a Classic Supply Squeeze
This “rush into assets” has propelled Bitcoin to a new all-time high of over $125,000 this past weekend. However, the rally is more than merely a demand story; it’s also a story of diminishing supply. On-chain data company Glassnode notes that readily available Bitcoin for sale on exchanges has sunk to a six-year low.
This suggests long-term holders are removing their coins off exchanges and putting them in private custody – a very positive signal of strong holding conviction.
In addition to reduced BTC readily available for sale, new retail and institutional demand may be coming into the market thanks to guidance from Morgan Stanley. An expanding demand and limited supply create the ideal opportunity for price explosion.
From Speculation to Strategy: The New Wall Street Playbook
Morgan Stanley’s action is not simply a market update but a shift in paradigm. For years, the general stance of large banks has been one of animation with a touch of cynicism about the crypto space; this recommendation indicates a clear transition. This signified that crypto, primarily Bitcoin, has shifted from a speculative partially profitable activity to legitimate and strategic consideration in today’s portfolio construction. Wall Street is no longer asking whether they should invest in crypto; rather, it is asking how to get involved in crypto. Morgan Stanley just wrote the first chapter of the playbook.