swift

A surprising shake-up is hitting the crypto space: SWIFT has revealed the network chosen for its 2025 payments pilot, and it isn’t $XRP .
Instead, the global interbank messaging giant is going with Linea, an Ethereum Layer-2 (L2) solution developed by ConsenSys, leaving $XRP out of the high-profile initiative.
The Institutional Pivot
This comes as a shock to many who expected $XRP , a long-time contender in cross-border payments, to finally secure a major role in institutional banking next year.
30+ major financial players — including JPMorgan, HSBC, BNP Paribas, Standard Chartered, and Citi — are set to participate.
The trial is poised to become one of the largest blockchain integration efforts in traditional finance history.
Why Linea? The Shift in Institutional Confidence
The decision highlights Ethereum’s modern scaling technology as a strong contender. Linea's speed, efficiency, zk-EVM architecture, and active development ecosystem are clearly drawing institutional confidence.
Sources suggest that banks may prefer a neutral, token-agnostic, and permissioned framework over systems that rely heavily on a proprietary native token like $XRP . SWIFT's choice signals that:
Flexibility is Key: Institutions prioritize flexible, modular blockchain solutions.
Ethereum L2 Trust: There is growing faith in Ethereum's ability to provide the necessary security, scalability, and compliance needed for global banking infrastructure.
Implications: Ethereum Takes Center Stage
If successful, the pilot could position Ethereum-based infrastructure at the core of international payments, marking a major shift in how blockchain is integrated into global finance.
The digital settlement landscape is evolving fast, and Ethereum L2s are now front and center in this multi-trillion dollar transformation.
What are your thoughts? Is this the definitive end of the "XRP as the bridge currency" narrative, or just a temporary detour?
#Ethereum #Linea #Swift #xrp #Write2Earn

By transferring USD through Future Bank to Binance fiat account

Transaction fee of 3 USD

Actual time:
11/19 14:30 transfer
11/21 at 12:10 PM deposit to Binance

Feels like 3 days is a bit long!😤
#Swift #入金 #幣安

What's up, Binance community!
I wanted to dive into a piece of news that I think is monumentally important for Linea, but is perhaps being under-appreciated in the retail space. We've all been focused on the speed and low fees of zkEVMs, but Linea's recent involvement in a major pilot with SWIFT—the global interbank messaging network—is the clearest signal yet of its institutional-grade future.
This isn't just about a faster network; it's about Linea becoming the trusted bridge between Traditional Finance (TradFi) and the future of tokenized assets on Ethereum.
🚀 SWIFT's Experiment: Linea as the Digital Settlement Layer
SWIFT, the network that securely handles trillions of dollars daily for thousands of banks (like BNP Paribas and BNY Mellon), is running a pilot to test interbank messaging and stablecoin/tokenized asset settlement using blockchain technology.
And they chose Linea.
* Why Linea? Because Linea's commitment to Type 2 EVM Equivalence is key. It ensures maximum compatibility with Ethereum's established security and tooling, which are non-negotiables for major financial institutions. They don't want experimental systems; they want the proven security model of Ethereum, scaled.
* The Big Picture: This pilot is about bringing the massive $30 trillion tokenized assets market onto a secure, compliant, and scalable blockchain. Linea's role is not just participating in this future, but potentially powering the rails for interbank settlement.
💰 Aligning Incentives: The Dual Burn Mechanism
Beyond the institutional interest, the Linea team has shown they are serious about creating long-term value for both their network and the broader Ethereum ecosystem with a unique economic model: the Dual Burn Mechanism.
* Burning LINEA: A majority portion of the transaction fees collected on Linea is sent to be permanently destroyed, creating deflationary pressure on the LINEA token.
* Burning ETH: A significant percentage of the remaining ETH gas fees are sent to the Ethereum mainnet to be burned, directly contributing to Ethereum's ultrasound money narrative.
This is brilliant. It ensures that every transaction on Linea not only benefits the L2's native token but also contributes to the health and deflation of the Layer 1 that Linea relies on for security. Linea is designed to strengthen Ethereum, not just scale it.
📈 Linea's Ascent: Key Growth Metrics
While the token has seen some volatility post-TGE (Total Generation Event), the underlying network fundamentals are screaming long-term growth:
| Metric | Detail | Significance |
|---|---|---|
| TVL (Total Value Locked) | Has rapidly positioned Linea as one of the top zkEVM networks. | Demonstrates strong capital flow and user trust in the security model. |
| EVM Equivalence | Type 2 (Near-Perfect). | Easiest onboarding for developers, securing the most robust dApps. |
| Ecosystem Size | Over 400+ integrated dApps and protocols. | Diverse utility across DeFi, Gaming, and NFTs—not reliant on a single sector. |
| Institutional Pilot | SWIFT, BNY Mellon, BNP Paribas. | Unlocks potential enterprise adoption and regulatory validation. |
My Final Thought
Linea has the technical depth of a best-in-class zkEVM (thanks to ConsenSys's decade of work on Ethereum infrastructure) and a clear strategy to win on the institutional front. The SWIFT partnership is an affirmation of its infrastructure quality.
I believe Linea is perfectly positioned to capture the next wave of capital—the institutional wave—while simultaneously providing the best user experience for the retail market through deep integrations with tools like MetaMask. Keep a very close eye on how this institutional momentum translates into network adoption and, eventually, token value.
Where do you see Linea in 6 months? Is the institutional narrative the strongest one in the L2 race? Drop your thoughts below!
#Linea #Swift #Linea #SWIFT #TradF " data-hashtag="#Linea #SWIFT #TradF " class="tag">#Linea #SWIFT #TradF
i #zkEVM #DeFi $LINEA $ETH
$LINEA @Linea.eth #Linea

@Ripple Network

Many retail investors look at XRP and see only a chart that has suffered at the hands of the SEC for years. They see short-term volatility. But those looking at the technical fundamentals and the infrastructure that is being quietly built see something very different: the circulatory system of global finance for the next decade.
We are no longer in 2017. The investment thesis for XRP has changed drastically with the introduction of new technical vectors in the XRP Ledger (XRPL). The game is now not just about cross-border payments; it’s about institutionalized liquidity.

Events are evolving suddenly in the cryptocurrency space as SWIFT reveals the chosen network for the upcoming payment trials in 2025, stunning many observers. Instead of moving towards the long-associated asset for cross-border settlement, the organization selected Linea, an Ethereum-2 layer created by Consensys, leaving XRP out of the initiative. The timing is striking, as many expected next year to be the moment XRP solidifies its role in institutional banking. Now, over thirty major financial players - including names like JPMorgan, HSBC, BNP Paribas, Standard Chartered, and Citi - are preparing to participate in what could become one of the broadest blockchain experiments attempted by traditional finance.