MORPHO POWER SNAPSHOT
Morpho is a non custodial lending primitive on EVM with isolated markets that lock rules at launch: loan asset, collateral, oracle, liquidation LTV, and interest model.
Rates adapt to utilization through approved models, and liquidations occur only above the published threshold with clear incentives.
ERC 4626 vaults offer curated yield with written mandates and per market caps while risk stays isolated and transparent on chain.
Builders get bundlers, SDKs, and flash liquidity to compress multi step actions into one transaction for fast refinances and safe unwinds.
Security centers on small auditable code, independent reviews, public bounties, and open post mortems, and isolation limits blast radius.
Action plan: pick markets with robust oracles, keep a healthy buffer below the liquidation line, monitor your health factor with alerts, read vault mandates before depositing, and follow a written plan for top ups and exits.
