Huma Finance (HUMA) — Redefining Credit with PayFi
@Huma Finance 🟣 is pioneering the world’s first PayFi network, merging payments and financing to create real-world, on-chain credit solutions. Unlike traditional crypto lending that requires heavy collateral, Huma enables users to borrow against future income streams such as salaries, invoices, or remittances.
Using the Time-Value-of-Money (TVM) model, Huma unlocks liquidity equal to 70–90% of expected future revenues through secure smart contracts. This approach means faster access to capital for individuals and businesses, while liquidity providers earn sustainable yield from real-world cash flows.
Huma is building a future where finance is accessible, instant, and fair — no longer limited by collateral-heavy models, but powered by real economic activity.
