Overview
• Treehouse introduces tAssets and Decentralized Offered Rates (DOR)—the building blocks for fixed-income in DeFi.
• tAssets, such as tETH, let users stake ETH (or LSTs) to earn enhanced yields through interest rate arbitrage while retaining composability.
• DOR serves as an on-chain, consensus-driven benchmark rate (like LIBOR), starting with the Treehouse Ethereum Staking Rate (TESR).
• Users benefit from yield, tools for rate-based products (like FRAs or swaps), and reliable transparency
Where TradFi Meets DeFi Realistically
• tAssets are like a self-upgrading savings account—deposit ETH, trade with it, and still earn yield.
• DOR transforms DeFi’s rate chaos into something you can actually plan financial instruments around—no hidden rates or surprises.
• Treehouse feels like bringing bonds, loans, and interest charts on-chain—but rewritten for a Web3-native audience.
• It’s building the DeFi toolkit that convinces institutions to say, “Yes, we can use this for predictable finance.”
Core Values, Tools, and Use Cases
• Yield Optimization with tAssets: tETH blends base staking rewards with Market Efficiency Yield and campaign bonuses like GoNuts.
• Trustworthy Benchmarking with DOR: Panelists stake assets to submit rate data, rewarded or penalized based on accuracy, creating a robust rate curve.
• TOKEN UTILITY – TREE: Powers governance, staking, querying rates, and rewarding contributors to the protocol ecosystem.
• Institution-Ready Infrastructure: Supports the creation of FRAs, interest rate swaps, and callable structured DeFi products—finally providing predictability and composability
The Building Blocks and Roadmap
• tAssets Mechanics: Stake ETH or LSTs, receive tETH, earn layered yield, and retain transferability.
• DOR Structure: Involves Operators, Panelists, Delegators, and Referencers—KEEPS IT TRANSPARENT and decentralized.
• TVL Metrics: Over $500M in total value locked, anchored in Ethereum and expanding cross-chain (e.g., Mantle).
• Roadmap Highlights: Live tAssets, initial DOR launch, upcoming FRAs (Project Bamboo), future chain expansion.
Core Offerings
• tAssets (e.g., tETH) – Liquid staking tokens that earn enhanced yield while remaining DeFi-ready.
• Decentralized Offered Rates (DOR) – Transparent, on-chain interest rate benchmarks like TESR for structured finance.
• TREE Token – Utility and governance asset for rate participation, data access, and protocol stewardship.
Technical Edge
• Arbitrage-Driven Yield Engine – tAssets unify fragmented rates to amplify returns.
• Consensus-Based Rate Transparency – DOR standardizes DeFi rates with community validation.
• Institutional-Level Structure – Built for structured DeFi products with open governance.
• Cross-Chain Modular Design – Already live on Ethereum & Mantle, with multi-chain expansion planned.
Innovations & Ecosystem Momentum
• First-of-Its-Kind - The DeFi world’s inaugural attempt at composable, stable fixed-income infrastructure.
• Growing Adoption - Major DeFi protocols (Aave, Compound, Pendle, Euler) integrate tAssets.
• Transparent Governance & Incentives - TREE distributed across community, vesters, ecosystem, and airdrops for long-term alignment.
• Tokenization Meets Rate Markets - Pathway to stable instruments like yield swaps, bonds, and insurance—all on-chain. 
Why It Matters
• For Yield-Seeking Investors – tAssets let you get yield, liquidity, and strategy from one asset.
• For DeFi Builders – DOR transforms creative DeFi into solid financial products with predictable returns.
• For the Ecosystem – Catalyzes the next wave of composable fixed-income markets that are open, fair, and scalable—bringing DeFi closer to real-world finance.