Huma Finance is pioneering the PayFi movement, unlocking instant, stablecoin-based global settlements by tokenizing real-world receivables. Its mission is to replace slow, high-cost traditional payment rails with a decentralized, yield-generating alternative that benefits merchants, institutions, and DeFi users alike.
• Price: ~$0.036–$0.037
• Market Cap: ~$60–65M | FDV: ~$370M
• Circulating Supply: ~1.73B HUMA (Max: 10B)
• 24H Volume: $25M–$35M
• ATH: ~$0.11 (May 2025) | ATL: ~$0.029 (2025)
• Growth: +12–16% (24H) | +16% (7D)
Protocol Scale & Usage
• $4B+ total transaction volume since launch
• $2.3B in credit originated across 12 lending pools
• Huma 2.0 deposits: $50M USDC from 53,400 depositors
Dual Yield Modes:
• Classic: Stable yield + staking rewards
• Maxi: Higher reward potential for risk-tolerant LPs
Funding & Partnerships
• $46.3M raised in total
• $8.3M seed round
• $38M Series A led by Distributed Global
• Backers: Circle, Solana Foundation, Galaxy Digital, NextGen Venture Partners
• Integrated with Global Dollar Network (GDN) for institutional stablecoin use
• Listed on OKX, Upbit, and Bithumb with margin trading & Simple Earn features
Technical Architecture
• Built on Solana for low fees and high throughput
• Cross-chain compatibility with Ethereum, Polygon, Stellar, Celo, and Scroll
• Permissionless architecture in Huma 2.0 for composable DeFi integrations
• Native $PST LP token for liquidity provisioning and governance
$HUMA Token Utility
Staking & Delegation: Secure network and earn protocol rewards
• Fee Payments: Pay for settlement, lending, and yield services
• Governance: Vote on protocol changes and ecosystem initiatives
• Deflationary Model: 50% of fees used for buyback & burn to reduce supply
• Ecosystem Incentives: Airdrops, liquidity mining, and grant programs
Recent Campaigns
• Binance Launchpool (May 2025) 250M HUMA rewards for BNB, FDUSD, and USDC stakers
• Season 1 Airdrop –5% of supply to early adopters; 2.1% follow-up drop post-TGE
• Huma 2.0 Launch Permissionless yield protocols with Classic & Maxi modes
Why Huma Stands Out
• First-Mover Advantage: PayFi model with real-world receivable collateral
• Institutional Grade: Trusted by leading fintech & blockchain investors
• High-Speed Settlement: Solana architecture enables near-instant transactions
• Proven Growth: 30,680% annual price surge & 1,500% wallet growth
Global Reach: Serving DeFi, institutional investors, and payment networks
Huma Finance isn’t just another DeFi protocol it’s building the rails for the next era of global payments.
