Ever thought about borrowing against your future paycheck instead of locking up your crypto?
That’s exactly what @Huma Finance 🟣 is doing with PayFi.
➮ Imagine getting instant liquidity on 70–90% of your upcoming cash flow, powered by smart contracts & the Time-Value-of-Money model.
➬ No overcollateralization. No waiting. Just real credit, on-chain.
Borrow instantly against salaries, invoices, even remittances—no crazy collateral, just your real-world income on-chain.
I’m honestly hyped… This is the type of DeFi that actually makes sense for normal people.