VALR, Africa’s largest crypto exchange by trade volume, announces the launch of the Garrington Capital USD Private Credit Token (USDPC) on its platform, marking a significant milestone in the integration of crypto and traditional finance. As the only crypto exchange in Africa to offer this innovative product, VALR is at the forefront of the global rise in tokenised real-world assets, delivering institutional-grade investment opportunities to its global user base.

USDPC, a yield-bearing crypto asset, now available to all VALR clients, represents a tokenised interest in the Garrington Private Credit Strategy (the “Strategy”), managed by Garrington Capital. The Strategy invests in a diversified portfolio of senior secured, asset-backed private loans across North America, targeting annual returns of 8-10%. The token, issued by RainFin, offers stablecoin holders, asset managers, and businesses a unique opportunity to diversify portfolios, protect against currency risk, and access consistent, risk-adjusted returns with low correlation to traditional markets.

Initially offered to VALR’s institutional clients, USDPC is now accessible to all customers through VALR’s over-the-counter (OTC) desk. With a focus on enhancing user experience, VALR is developing its forthcoming VALR Invest platform, which will streamline subscription and redemption processes for USDPC and introduce additional innovative financial products in the near future.

“We are thrilled to bring USDPC to our clients, bridging the gap between traditional finance and the crypto ecosystem,” said Farzam Ehsani, Co-Founder and CEO of VALR.

“This product underscores VALR’s commitment to providing more people around the world with access to financial products that have traditionally been highly exclusive, and offering innovative investment solutions that truly empower our customers.”

MILESTONE | South African Leading Crypto Exchange, VALR, Doubles User Base in 2024 Surpassing 1 Million Users

VALR has added 500,000 users to its platform in 2024 alone with 1 in 4 users coming from outside South Africahttps://t.co/kwP7kvgAbf @VALRdotcom @farzamehsani pic.twitter.com/86qI1eMQde

— BitKE (@BitcoinKE) November 14, 2024

USDPC is backed by Garrington Capital’s proven expertise, with over $6 billion deployed across North America since its inception in 1999. The Strategy, as accessed through USDPC, has a strong 10-year track record, having delivered a net annualised 3-year return of 10.70% (as of June 2025). The Strategy prioritises capital preservation with the current portfolio having over 105 asset-backed loans, 99% of which are first position senior secured loans. The underlying portfolio of loans is diversified across five lending categories managed by the experienced Garrington Capital team.

“This launch reflects our commitment to expanding how investors access private credit.

While our strategy remains grounded in discipline, we are proud to partner with RainFin, VALR and CAEP Partners on a structure that broadens access through technology while preserving the strength and integrity of our investment process,” said Toreigh Stuart, Managing Director at Garrington Capital.

We’re pleased to announce the launch of Garrington Capital USD Private Credit Token (USDPC) on VALR – now available to all VALR users via our OTC desk.

USDPC is a tokenised, yield-bearing investment product, issued by @Rainfin1, that offers access to a diversified portfolio of… pic.twitter.com/uZLRDizcbJ

— VALR (@VALRdotcom) July 23, 2025

RainFin, VALR’s tokenisation partner, plays a pivotal role in bringing USDPC to market, leveraging its expertise in fractionalising and tokenising debt instruments.

“RainFin is proud to partner with VALR in democratising access to institutional-grade private assets through tokenisation,” said Sean Emery, CEO at RainFin.

“By fractionalising these traditionally exclusive investments, we’re not just bridging the gap between traditional finance and digital assets – we’re opening doors for investors across Africa and beyond to participate in high-quality, yield-bearing opportunities that were previously out of reach.”  

Leading South African Exchange, @VALRdotcom, and @moonpay Announce Integration to Enhance Global Crypto Access

This partnership enables VALR to support 34 fiat currencies, including:

* KES (Kenyan Shilling) * NGN (Nigerian Naira)

among others.https://t.co/Z8ZkB7yknL pic.twitter.com/yrEsyHOQBW

— BitKE (@BitcoinKE) June 11, 2025

USDPC offers enhanced liquidity with daily re-pricing and redemption options of 7-30 days, alongside same-day liquidity on a best-efforts basis. VALR charges a competitive spread for accessing USDPC through its OTC Desk.

 

As part of VALR’s broader vision to expand its VALR Invest offering, USDPC represents the first of many yield-bearing products designed to meet the growing demand for tokenised real-world assets. This launch reinforces VALR’s position as a leader in Africa’s crypto ecosystem, driving financial innovation and inclusion.

 

____________

About VALR

  Founded in 2018, VALR is Africa’s largest cryptocurrency exchange by trade volume, serving over 1.4 million users and 1,400 corporate and institutional clients globally.

Headquartered in Johannesburg, VALR is a fully licensed Virtual Asset Service Provider by South Africa’s Financial Sector Conduct Authority (FSCA), with regulatory approvals in Europe and initial approval from Dubai’s VARA. VALR offers a comprehensive suite of crypto products, including Spot Trading, Futures, Staking, Lending, OTC Trading, and VALR Pay. Backed by investors such as Pantera Capital, Coinbase Ventures, GSR, and F-Prime, VALR has raised $55 million in equity funding.

 

About Garrington Capital Garrington Capital is a specialist private credit manager with over 25 years of experience providing working capital solutions to small and medium-sized businesses across North America. With more than $6 billion deployed since inception, Garrington’s investment strategy focuses on senior secured, asset-backed loans, delivering consistent, risk-adjusted returns with low volatility.

 

About RainFin 

RainFin is pioneering the future of finance by bringing real-world assets onto blockchain rails. Headquartered in Cape Town, South Africa, RainFin is a fully licensed Authorised Financial Services Provider (FSP45756), delivering legally enforceable tokenised investment products with regulatory confidence. The platform democratises access to traditionally exclusive financial markets through fractionalising and tokenising financial instruments, enabling efficient global markets with 24/7 liquidity and reduced settlement costs.

‘After South Africa, A Lot of Our Users Are Coming from Kenya,’ Says VALR, South Africa’s Leading Crypto Exchange @VALRdotcom recently partnered with @moonpay to streamlining fiat on-and off-ramps for users in over 180 countries including Kenyahttps://t.co/rs273rIJaI pic.twitter.com/YsVXAR5Hnb

— BitKE (@BitcoinKE) July 1, 2025

 

 

Stay tuned to BitKE Updates from across Africa.

Join our WhatsApp channel here.

Follow us on X for the latest posts and updates

Join and interact with our Telegram community

___________________________________________