The highly publicized legal battle between Ripple Labs and the U.S. Securities and Exchange Commission (SEC) continues to grip the crypto world. While actual legal filings have been quiet, social media platforms, especially Crypto Twitter, are buzzing with speculation that the case may finally settle by August 15, 2025.
The rumor suggests there is a 70–90% chance that Ripple and the SEC will settle by mid-August, citing Judge Analisa Torres’ June 26 ruling that reportedly weakened the SEC’s legal position. XRP supporters claim the only step left is the SEC’s final status report, leading many to believe the end is near.
However, former SEC attorney Marc Fagel offered a reality check. Speaking on the legal process, Fagel explained that the SEC typically takes 1–2 months to prepare an enforcement recommendation after a key ruling like the one issued in June. That recommendation must then go before the SEC commissioners for a vote before any dismissal or enforcement action can be confirmed.
Ripple vs. SEC: 70-90% chance of settlement by Aug 15, 2025, with $50M penalty & no injunction. Appeals paused, but Judge Torres’ rejections add hurdles. Awaiting SEC status report. #XRP #RippleSEC— Markpaul (@markpaul87) July 22, 2025
Fagel emphasized that no internal deadlines exist to force a quick settlement or appeal withdrawal. The only scheduled requirement is for both Ripple and the SEC to submit a joint status update by August 15. If either side decides to dismiss their appeal or reach a settlement, they are expected to file official dismissal papers with the court and possibly issue public statements.
Importantly, Fagel clarified a common misconception: Dismissing a pending court case requires a commissioner's vote, whereas ending an investigation without a filed case does not.
Despite the mounting excitement, Fagel reminded the crypto community that there’s no guarantee the case will be resolved by August 15. “It’s all speculation,” he said. The decision timeline depends solely on how quickly the SEC’s internal procedures move.
Still, the rumor of a nearing settlement has sparked optimism among XRP holders and traders, especially amid a broader altcoin market recovery. XRP's price movement could respond sharply depending on what unfolds in the next four weeks.
Until official filings or statements are released, the case remains open, and the XRP community is advised to treat rumors with caution and await verified legal developments.
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