XRP & Stellar Surge After US Passes Groundbreaking Crypto Law
Crypto just got a major boost from Capitol Hill. After the U.S. House passed the GENIUS Act, XRP and Stellar (XLM) exploded in value—sparking one of the biggest altcoin rallies this year.
---
🇺🇸 What Is the GENIUS Act?
The GENIUS Act is the first official U.S. law focused on crypto, and it's all about stablecoins. It sets clear rules that:
Require USD stablecoins to be 100% backed by U.S. dollars or short-term Treasury bonds
Mandate audits and transparency from issuers
Make stablecoins more trustworthy and appealing for big businesses
---
🚀 Why XRP & XLM Are Flying
This new law is a game-changer for Ripple and Stellar, both of which have stablecoin projects baked into their ecosystems:
Ripple recently launched its own USD-backed stablecoin, Ripple USD (RLUSD). It's already holding over $520M in assets.
Stellar has been a long-time stablecoin powerhouse, mainly using USDC for fast, global payments. In just the last month, Stellar's stablecoin supply jumped 18% to $181M.
---
💸 XRP Price Action: Bull Flag Breakout
XRP blasted to $3.60, a 500% gain from its 2024 lows.
📈 Key signals:
Broke out of an 8-month consolidation
Crossed major resistance at $3.38
Trading above 50-day and 100-day moving averages
RSI momentum supports more upside
👉 Next target? Analysts see XRP moving toward $4.26 if this trend continues.
---
🌐 XLM: Quietly Making Big Moves
Stellar (XLM) hit $0.52, up 138% from its 2025 low. Why?
It formed a double-bottom pattern, a classic bullish reversal signal
Broke above moving averages and is forming a bullish pennant
Target price sits around $0.635—the highest since November
---
🏛️ Big Business May Follow
With clearer rules, companies like Walmart, Amazon, and Citi are eyeing stablecoins more seriously.
This law could open the floodgates for traditional firms to adopt Ripple and Stellar technologies—boosting both tokens even further.
---
