🚨 BREAKING: All three major crypto bills just passed the U.S. House of Representatives!
✅ GENIUS Act (Stablecoin framework): Passed 308–122
✅ Clarity Act (Digital asset classification): Passed 294–134
✅ Anti‑CBDC Surveillance State Act (Prevents Fed CBDC): Passed 219–210
Why this is huge for U.S. crypto → Global impact
The GENIUS Act, now headed to Trump’s desk, sets federal reserve, audit, and transparency rules for stablecoins—making it the first U.S. law regulating stablecoins .
The Clarity Act clearly defines which digital assets fall under SEC vs. CFTC jurisdiction, reducing uncertainty for Bitcoin, Ether, and token issuers .
The Anti-CBDC Act stops the U.S. Fed from issuing a retail CBDC, protecting financial privacy .
Market Reaction
📈 Crypto market cap surged past $4 trillion amid wins in “Crypto Week” .
BTC trading ~ $118–123K range
ETH +4%–20% gains, rallying to ~$3,500
Altcoins like XRP and SOL also posted noticeable gains .
Why It Matters
Regulatory clarity drives institutional confidence and capital flows.
Stable coin regulation fosters legitimacy, enabling banks, big tech (e.g., Amazon, Walmart), and startups to issue compliant stablecoins .
Blocking a U.S. CBDC preserves financial freedom and reduces surveillance risks.
Oversight through dual agencies (SEC/CFTC) equips regulators with domain-specific powers .
Next Stops
GENIUS Act awaits a presidential signature (expected soon)
Clarity & Anti‑CBDC Acts still need Senate approval
Final framework anticipated by end of Q4 2025
Summary
The House’s passage of all three bills marks a political turning point for crypto. The bull run just got political—and more infrastructure and clarity is on the way. Stay tuned for Senate action and a presidential signature.