In traditional finance, platforms like Stripe, Adyen, and Checkout. com revolutionized payments by becoming the invisible infrastructure powering billions in transactions globally. They’re API-first, flexible, and deeply integrated — enabling businesses to effortlessly accept payments in 100+ currencies and pay out suppliers, employees, and partners smoothly.
Now, imagine a crypto exchange playing that role, but for digital assets and on an even larger scale. This is what Crypto-as-a-Service is about.
Take Binance: supporting 100+ digital assets with advanced APIs for auto-billing, pre-authorization, and mass crypto payouts — think payrolls or loyalty programs paid in crypto.
Or WhiteBIT, offering wallets across 300+ coins/networks and fiat-to-crypto conversions in 9 fiat currencies — all accessible via their robust API. Plus, WhiteBIT’s white-label solutions let fintech companies embed crypto services seamlessly under their own brand.
This infrastructure is not just about trading — it’s a full-stack crypto payment system that empowers fintechs to innovate and scale. The future? Exchanges evolving into the financial backbone of the Web3 economy, just like Stripe became for the Web2 world — but bigger, more borderless, and programmable.