#USDC # **🚀 Binance Supercharges Institutional Loans: What Traders Need to Know**
**💰 Breaking:** Binance just upgraded its **Institutional Loans** program with **4x leverage, $10M credit lines**, and smarter risk controls. Here’s how whales and pro traders can benefit.
## **🔥 Key Upgrades**
✅ **Higher leverage** – Now **up to 4x** (was 2x)
✅ **$10M+ loans** in $USDT/$USDC (subject to approval)
✅ **Cross-collateral magic** – Use up to **10 sub-accounts** as collateral
✅ **API automation** – Borrow/repay programmatically
*(Translation: Big players now have more firepower than ever.)*
## **💡 Who’s Eligible?**
✔ **KYB-verified corps** (Know Your Business)
✔ **VIP 5+ volume traders**
✔ **Or request manual review** (for rapid scaling)
## **🎯 Why This Matters**
### **For Institutions:**
- **Scale trading ops** without liquidating positions
- **Arbitrage opportunities** with cheap capital
- **Hedge more efficiently** across markets
### **For Retail Traders:**
- **Watch for liquidity shifts** (big loans = big moves)
- **Follow the smart money** (institutional flows matter)
## **⚠️ Risk Check**
❌ **4x leverage = 4x risk** (liquidation danger)
❌ **Corporate-only** (not for small accounts)
❌ **Volatility spikes** could force margin calls
