This is a general announcement and marketing communication. Products and services referred to here may not be available in your region.
Fellow Binancians,
Binance Institutional Loans has been updated with new features to further enhance users’ capital flexibility. This cross-collateralized credit line allows users to borrow up to $10 million (subject to assessment) in USDT or USDC, with collateral allocated across up to 10 sub-accounts and leverage of up to 4x.
This service is available to VIP 5+ volume corporate users (KYB verified) or companies seeking capital assistance to rapidly scale their trading volumes upon request.
What’s New with Institutional Loans
Fund Transfer Flexibility: Users can now seamlessly transfer loaned funds from their Institutional Loan account to any collateral account within the same risk unit, providing greater flexibility.
Dynamic Risk Controls: The previous fixed 2x loan withdrawal limit on the parent account has been replaced with a dynamic risk control system that adjusts based on each user’s individual circumstances.
Extended API Support: Users can now borrow, repay, and link additional collateral accounts via API, eliminating manual requests and enhancing flexibility and risk management.
Getting Started with Institutional Loans
To be eligible to participate in Institutional Loans, corporate users must meet or exceed the VIP 5 volume requirement. Alternatively, users can request a manual assessment, which Binance will review on a case-by-case basis.
For all onboarding requests, please contact your dedicated VIP representative or complete this contact form.
For detailed trading rules on Institutional Loans, please refer to the FAQ. For more information on Institutional Loan 0% Interest Rebate program, please see the program criteria.
Note: There may be discrepancies between this original content in English and any translated versions. Please refer to the original English version for the most accurate information, in case any discrepancies arise. Terms and conditions apply.
Thanks for your support!
Binance Team
2025-07-15
Disclaimer:
USDC is an e-money token issued by Circle Internet Financial Europe SAS (https://www.circle.com/). USDC’s whitepaper is available here. You may contact Circle using the following contact information: +33(1)59000130 and [email protected].
Holders of USDC have a legal claim against Circle SAS as the EU issuer of USDC. These holders are entitled to request redemption of their USDC from Circle SAS. Such redemption will be made at any time and at par value.