Regulation

The Trump administration is about to receive its first key report on the future of digital assets. The White House Task Force on Digital Asset Markets has announced that it will present its first official report to President Donald Trump on July 22, 2025 – and expectations are running high.

What Will the Report Include?
According to early details, the report may include:
🔹 Proposals for new legislation and regulatory frameworks

🔹 Recommendations to establish a National Digital Reserve

🔹 Measures to ensure fair access to banking services for crypto firms
This document could significantly shape U.S. crypto policy and indicate the direction the American digital asset market will take under Trump’s leadership.

Meanwhile, the Senate Moves Swiftly
While the House of Representatives is on break this week due to a calendar adjustment after passing the "One Big Beautiful" budget proposal, the Senate is actively engaged.
On Wednesday, the Senate Banking Committee will hold a hearing focused on creating a regulatory framework for the $3 trillion digital asset sector. A comprehensive market structure bill is also expected to be unveiled by the end of the week.

Merging Key Legislative Proposals
The new bill is expected to combine elements from:
🔹 The 2023 Lummis-Gillibrand Responsible Financial Innovation Act

🔹 The CLARITY Act focused on digital asset transparency
The Senate Agriculture Committee is also preparing to host a separate hearing, highlighting the growing role of commodity oversight in the crypto space.

Key Votes Ahead in the House
Next week, the House is set to vote on several crucial crypto-related bills, including:
🔹 The stablecoin regulation bill (already passed in the Senate)

🔹 The GENIUS Act – expected to reach Trump’s desk unamended

🔹 The CLARITY Act

🔹 The Anti-CBDC Surveillance State Act – aimed at halting the Fed’s development of any digital currency
Trump’s administration has emphasized that it wants the GENIUS Act to pass “clean,” meaning with no added provisions. This signals a strong desire to curb the Federal Reserve’s power to create a U.S. central bank digital currency (CBDC).

Will Crypto Taxation Return to the Agenda?
The House Subcommittee on Taxation and Oversight plans to reschedule a previously postponed hearing on the taxation of digital assets, potentially impacting investors and industry participants.

🎯 Summary: July 22 is shaping up to be a crucial date for the crypto world – as the first official report on digital assets is presented directly to the U.S. President. This could mark a turning point in U.S. crypto policy and influence global approaches to cryptocurrency regulation.

#crypto , #TrumpCrypto , #Regulation , #DigitalAssets , #CryptoNews

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,,The information and views presented in this article are intended solely for educational purposes and should not be taken as investment advice in any situation. The content of these pages should not be regarded as financial, investment, or any other form of advice. We caution that investing in cryptocurrencies can be risky and may lead to financial losses.“

🔗
New Zealand just dropped a regulatory bomb on the crypto space! 🧨 In a bold move to tighten its grip on digital finance, the country has officially banned all crypto ATMs and introduced a $5,000 cap on crypto transfers — part of a sweeping overhaul of its Anti-Money Laundering and Counter-Terrorism Financing (AML/CFT) framework.
💬 Why does it matter?
These drastic measures signal New Zealand’s growing concern over the use of crypto in illicit activities. While aimed at preventing money laundering, many in the crypto community fear it could stifle innovation and hinder adoption.
🔒 Key Highlights:
❌ Crypto ATMs banned nationwide
💵 $5,000 maximum cap on individual crypto transactions
🕵️‍♂️ New AML/CFT rules target anonymous and untraceable transactions
🔥 Community Reacts: Crypto users and advocates are calling it an overreach, warning that such heavy-handed regulations could push legitimate users into unregulated, underground channels. Meanwhile, regulators insist this is a crucial step to align with global financial standards.
📉 What’s Next? The move might affect trading volumes and user activity in the short term. However, it could also pave the way for more transparent, compliant blockchain ecosystems in the long run.
💡 Your Turn:
Do you think New Zealand’s move is a smart regulation play or a step backward for crypto freedom? Let us know in the comments! 🗣️👇

Ripple is heading to Washington. This Wednesday, the company’s CEO Brad Garlinghouse will testify before the U.S. Senate Banking Committee, advocating for swift approval of legislation that defines the structure of the cryptocurrency market.

The hearing will focus on a key issue: whether digital assets fall under the jurisdiction of the Securities and Exchange Commission (SEC) or the Commodity Futures Trading Commission (CFTC). This distinction is crucial not only for Ripple but for the entire crypto industry, which has struggled for years with regulatory uncertainty.
Garlinghouse announced his participation via the X platform, expressing gratitude for the opportunity “to advocate for necessary legislation” before lawmakers. The hearing will be chaired by Republican Senator Tim Scott, with participation from Senators Cynthia Lummis and Ruben Gallego.

From Wall Street to Web3: A New Vision for Crypto
The hearing is aptly titled “From Wall Street to Web3: Building the Markets of Tomorrow.” In addition to Garlinghouse, testimony will be given by other industry leaders, including Blockchain Association's Summer Mersinger and Chainalysis CEO Jonathan Levin.
Their shared goal is to highlight how the current fragmented regulatory environment is stifling innovation, hindering growth, and weakening the United States’ leadership in digital assets.
“The U.S. needs a modern and consistent framework that supports innovation, protects consumers, and strengthens our global position,” said Garlinghouse.

Pressure on Congress Mounts – XRP in the Spotlight
Among XRP holders, there’s growing anticipation that the hearing might finally resolve a longstanding issue: how XRP should be classified and who should regulate it. Ripple has engaged with regulators repeatedly, but no clear answer has emerged—causing instability in both adoption and price.
The hearing will also address key legislation proposals: the GENIUS Act and the CLARITY Act, both of which aim to provide clearer definitions of digital assets and divide oversight between the SEC and CFTC.

Technical Insight, Stablecoins, and Market Structure
Beyond legal questions, the hearing will include a technical perspective—provided by researcher Dan Robinson, who will explain how regulation directly impacts blockchain development.
Both the GENIUS and CLARITY Acts have passed through several committees and reached the House of Representatives. Their approval would mark a major step forward not just for Ripple, but for the broader U.S. crypto market.

#Ripple , #BradGarlinghouse , #crypto , #Regulation , #CryptoNewss

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,,The information and views presented in this article are intended solely for educational purposes and should not be taken as investment advice in any situation. The content of these pages should not be regarded as financial, investment, or any other form of advice. We caution that investing in cryptocurrencies can be risky and may lead to financial losses.“

The crypto community in New Zealand is in shock. The local government has announced an immediate ban on all cryptocurrency ATMs in the country and is introducing a NZD 5,000 cap on international cash transfers. This is one of the strictest measures to date in the fight against money laundering and terrorism financing and is set to significantly reshape the current AML/CFT framework.

🚨 221 Crypto ATMs Taken Down
Until now, New Zealand had 221 crypto ATMs in operation, which, according to authorities, were frequently used to transfer proceeds of crime, drugs, and for other illicit activities.
Deputy Minister of Justice Nicole McKee introduced the new legislation today. It grants broader powers to police and financial regulators, allows intelligence agencies to collect financial data more extensively, and also opens discussions on new funding to support the system.
🗣️ “This government is determined to go after criminals. We want New Zealand to be the easiest place in the world to do honest business – and the hardest for those who want to cheat,” McKee stated.

📉 End of Anonymous Transactions and High Fees
The banned ATMs have long faced criticism – not just for allowing anonymity but also for charging excessive fees.
Janine Grainger, co-founder of Easy Crypto exchange, called the ban a step forward:

🗣️ “We’ve seen the rapid rise of crypto ATMs, but also growing safety concerns. We support regulation that ensures safe and responsible growth.”
Criticism also came from Arjun Vijay, founder of crypto exchange Giottus:

🗣️ “Without identity verification (KYC), misuse of crypto ATMs is nearly guaranteed. They’re often used for anonymous fund transfers in fraudulent activities. This ban doesn’t surprise us.”

🌍 New Zealand Follows Global Trends
The ban comes amid a global push for tighter crypto oversight:
🔹 In Australia, AUSTRAC has increased surveillance of the crypto sector due to a rise in scams targeting the elderly.

🔹 In the U.S., the city of Spokane banned all crypto kiosks after FBI data linked them to more than $5.6 billion in fraud in 2024.

⚠️ A Transition, Not a Setback
Despite the dramatic headlines, this is not the end of crypto in New Zealand – rather, it's a shift toward a more stable, transparent, and secure ecosystem.
For serious market players, this move may signal maturity. For speculators and anonymous traders, however, tough times lie ahead.

#crypto , #Regulation , #ATM , #BAN , #CryptoCommunity

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Notice:
,,The information and views presented in this article are intended solely for educational purposes and should not be taken as investment advice in any situation. The content of these pages should not be regarded as financial, investment, or any other form of advice. We caution that investing in cryptocurrencies can be risky and may lead to financial losses.“

Hong Kong is making bold moves to become Asia’s top hub for regulated digital finance, and its new stablecoin licensing regime could be a major leap forward. Authorities have announced that by the end of 2025, they will begin issuing official licenses for fiat-backed stablecoin issuers. But don’t expect a flood — according to Financial Secretary Christopher Hui, the number of licenses will likely stay in the single digits.

📌 Focused on Fiat-Backed Stablecoins & Cheaper Global Payments
The new licensing framework is expected to launch in August 2025, with a focus on stablecoins pegged to fiat currencies. The goal is to improve cross-border payment efficiency — especially in regions with volatile local currencies or outdated financial infrastructure.
Hui emphasized that fiat-backed stablecoins could reduce transaction costs and make capital flows more seamless across Asia. At the same time, he stressed the importance of robust regulation, especially for tokens tied to foreign currencies.

🥇 The Race Heats Up: Hong Kong vs. Beijing vs. the World
While Hong Kong’s licensing initially focused on HKD-linked stablecoins, there’s growing interest in yuan-based tokens. Tech giants like JD.com and Ant Group are reportedly lobbying Chinese regulators to approve such offerings — a sign of intensifying regional competition for stablecoin dominance.
Hui noted that any foreign currency-based stablecoin would require close coordination with international regulators, given the potential exchange rate and systemic risks.

🌐 Global Trend: Regulation Is Coming from All Directions
Hong Kong isn’t alone. In the U.S., the groundbreaking GENIUS Act — a federal stablecoin bill — has cleared the Senate and awaits House approval, with strong backing from President Donald Trump, who’s urging rapid passage.
Meanwhile, China’s central bank governor Pan Gongsheng acknowledged that stablecoins and CBDCs are increasingly shaping global payment ecosystems.
While mainland China maintains strict bans on crypto trading and mining, Hong Kong is positioning itself as a “crypto freedom zone.” The city’s Monetary Authority (HKMA) launched a stablecoin sandbox last year, attracting big names like Standard Chartered, Animoca Brands, HKT, JD Coinlink, and RD InnoTech.

⚖️ Hong Kong Sets a Global Standard: Full Reserves & Strict Oversight
The newly passed stablecoin legislation requires issuers to:
🔹 Hold full asset reserves

🔹 Separate client and corporate funds

🔹 Operate under direct HKMA supervision
The goal? To build trust and minimize financial risks in the growing digital asset economy.
According to YeFeng Gong, Head of Risk & Strategy at licensed crypto firm HashKey, this policy sets a global benchmark. “It brings institutional-grade safeguards that have long been missing in the stablecoin space. Hong Kong is becoming a model for the world,” he said.

🔍 One-Minute Recap:
🔹 Hong Kong will issue its first official stablecoin licenses by year-end

🔹 Focus on fiat-backed tokens and global payment improvements

🔹 City aims to lead Asia’s regulated digital finance space

🔹 New law mandates full reserves, segregation of funds, and HKMA oversight

🔹 Stablecoins are becoming central to the future of finance

#Stablecoins , #crypto , #CryptoNews , #Regulation , #CBDC

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Notice:
,,The information and views presented in this article are intended solely for educational purposes and should not be taken as investment advice in any situation. The content of these pages should not be regarded as financial, investment, or any other form of advice. We caution that investing in cryptocurrencies can be risky and may lead to financial losses.“

The crypto world has long balanced on the edge between freedom and control. At the heart of this tension lie so-called coin mixers – technologies that deeply divide opinions. Some see them as a vital privacy tool, others as a threat enabling criminal activity. So what exactly are coin mixers – and why are they so controversial?

🔍 What Does a Coin Mixer Do?
A coin mixer is a service that allows users to obscure the origin and destination of their cryptocurrency transactions. A user sends crypto to a mixer, which blends their funds with those of others and then sends out an equivalent amount to a recipient address – effectively breaking the link between sender and receiver.
This functionality is highly valuable for those who need privacy – journalists, political activists, or business owners. In a world where blockchain transactions are permanently public, protecting financial privacy can be crucial.

⚖️ The Double-Edged Sword of Anonymity
But anonymity comes with risks. Cybercriminals and hackers use mixers to launder stolen crypto – as seen with North Korea’s Lazarus Group. That’s why U.S. authorities cracked down hard. For example, the Ethereum-based service Tornado Cash was blacklisted in 2022, sparking a legal battle over the limits of state power.
U.S. courts eventually ruled that immutable smart contracts are not "property" – and thus not subject to sanctions. Tornado Cash was delisted in 2025, but the broader debate rages on.

⛓️ Who Should Be Held Accountable?
Mixers like Tornado Cash, Samourai Wallet, Wasabi Wallet, and Bitcoin Fog all use different methods. Some are custodial, holding funds during the mixing process. Others rely purely on decentralized smart contracts. But all share the same goal – to break the traceability of blockchain transactions.
Privacy advocates argue that mixers are crucial in protecting users from abuse and surveillance. Regulators, on the other hand, see them as enabling criminal activities.
Tornado Cash alone has processed over $7 billion. Analysts estimate that around $1.5 billion was tied to illicit activity. But what about the rest? Are those users victims of surveillance – or unwitting participants in a larger conflict?

🛡️ A New Generation of Privacy
Some modern projects aim to bridge the gap between privacy and compliance. For instance, Railgun employs a "private proof of innocence" system that detects and blocks known hacker wallets. In 2024, it stopped an attempt by the notorious Inferno Drainer to launder 174 ETH.
This suggests that privacy doesn't have to mean lawlessness. With the right design, technology can safeguard personal freedom while also preventing abuse.

🔮 The Future of Mixers: Freedom Under Watch?
Legal battles over Tornado Cash, criminal charges against Samourai Wallet, and the shutdown of services like Wasabi show that governments are taking mixers seriously. Yet they also hint that there's still room for privacy-preserving tools – if done right.
Can privacy-focused crypto projects create legally compliant mixers? Will lawmakers accept tools that preserve anonymity while blocking bad actors?
One thing is certain – the debate is far from over. Coin mixers remain at the heart of the ongoing struggle between innovation, privacy, and state control.

#TornadoCash , #MoneyLaundering , #BlockchainTechnology , #CyberSecurity , #Regulation

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Notice:
,,The information and views presented in this article are intended solely for educational purposes and should not be taken as investment advice in any situation. The content of these pages should not be regarded as financial, investment, or any other form of advice. We caution that investing in cryptocurrencies can be risky and may lead to financial losses.“

Crypto regulations are coming to the US House of Representatives in two weeks. The goal is to finally provide legal clarity for digital assets and blockchain-based payments in the United States.
Congressman Says Key Crypto Regulations Will Clarify Digital Assets and Stablecoin Oversight
While speaking during a recent Fox News interview, shared on X, Congressman French Hill announced that two major bills on crypto regulations will be introduced. The first bill is the Clarity Act. It outlines how investors, brokers, and entrepreneurs can legally operate in the crypto space.
According to Hill, who chairs a key committee on financial services, many people are unsure of what is allowed. Currently, there are no clear rules on using blockchain for payments or building crypto-based businesses.
The Clarity Act is designed to define the structure for digital asset markets. It will also help protect people from accidental violations of US law. Hill emphasized that these crypto regulations will reduce confusion and offer a path forward for legitimate innovation.
The second bill ( the GENIUS Act) aims to regulate dollar-backed payment tokens. In addition, these tokens, which are central to crypto finance, lack federal oversight. The new crypto regulations will lay out how stablecoins should be issued, managed, and supervised.
Hill Says New Bills Key to Keeping Crypto Innovation in the US
The congressman believes this step is necessary to preserve America’s strength in global finance. With finance shifting toward blockchain-based models, effective crypto regulations can help the U.S. lead the digital transition.
He also highlighted that today’s crypto environment is stuck in a grey zone. Companies don’t know what counts as a security or which agency to report to. Users also face uncertainty about taxes and risks. That’s why comprehensive crypto regulations are essential.
Hill’s committee has worked on these bills for months, aiming to fix these issues. He says the timing is right to push the new crypto regulations forward, as demand for clear rules continues to grow.
Crypto developers and investors have long called for legislative action. Hill believes that these crypto regulations will prevent projects from moving overseas. Also, they could form the foundation for US crypto policy for years to come.
Meanwhile, the US house will discuss these two bills in addition to the Anti-CBDC Surveillance State Act. This follows the announcement of a crypto week that will begin on July 14 and end on July 18.

#crypto #Regulation #cryptouniverseofficial #CryptocurrencyWealth #CryptoNewss

The cryptocurrency Toncoin (TON) found itself at the center of controversy after the United Arab Emirates officially denied claims that staking the token qualifies investors for the prestigious golden visa program. The fallout? A sharp 6% drop in TON’s price following a short-lived surge.

🎯 The Announcement That Sparked a Storm
Over the weekend, The Open Network (TON) announced that users who stake $100,000 worth of TON for three years would become eligible for a 10-year UAE golden visa, with an additional $35,000 processing fee.
Markets reacted swiftly — TON jumped 10%, reaching $3.03. But once UAE authorities denied the claims, the token fell back to $2.84 — a 6% loss within 24 hours.

🚨 UAE Authorities Warn Against Misinformation
Key Emirati agencies — including the Federal Authority for Identity and Citizenship, the Securities and Commodities Authority, and the Virtual Assets Regulatory Authority (VARA) — issued statements clarifying that holding cryptocurrencies does not entitle anyone to a golden visa.
They emphasized that crypto investments fall under separate regulatory frameworks and have no bearing on immigration or residency rights. Officials urged investors to rely strictly on official sources to avoid falling victim to misleading claims or scams.

🤔 Crypto Community Voices Skepticism
The crypto space reacted with caution. CZ (Changpeng Zhao), founder of Binance, warned that many suspect TON's real intent was to charge a $35,000 fee for visa application forwarding, while similar services typically cost around $1,000.
CZ also criticized the vague language used in the announcement and stated he couldn't confirm any legitimate government approval for the scheme — despite some users claiming that the RAK DAO (Ras Al Khaimah) might be involved.

🧩 Durov’s Post Adds Fuel, Musk Comparison Resurfaces
Telegram founder Pavel Durov further stirred the conversation by reposting a tweet from influencer Ashe Crypto, promoting the TON visa claim. While Durov did not officially endorse the announcement, his share gave the impression that the offer was legitimate.
Skeptical users recalled a previous case when Durov hinted at a partnership with Elon Musk’s X, which Musk himself later publicly denied. Concerns are now growing that this could again lead to financial losses for hopeful investors.

🏙 How UAE Golden Visas Actually Work
The UAE’s Golden Visa program was launched in 2019 to attract top global talent and investors. Criteria include:
🔹 Real estate investments of at least 2 million AED

🔹 Business investors or taxpayers contributing 250,000 AED/year or more

🔹 Qualified professionals earning 30,000 AED/month or more

🔹 Scientists, creatives, retirees, and high-achieving students
Cryptocurrencies are currently not among the official criteria for golden visa eligibility.

🔍 Key Takeaways:
🔹 TON price dropped after UAE denied visa partnership

🔹 Authorities urge caution and stress using official sources

🔹 Crypto holdings don’t guarantee UAE residency

🔹 Durov’s involvement raises concerns

🔹 Misinformation could lead to financial harm

#TON , #Toncoin , #crypto , #Regulation , #CryptoNews

Stay one step ahead – follow our profile and stay informed about everything important in the world of cryptocurrencies!
Notice:
,,The information and views presented in this article are intended solely for educational purposes and should not be taken as investment advice in any situation. The content of these pages should not be regarded as financial, investment, or any other form of advice. We caution that investing in cryptocurrencies can be risky and may lead to financial losses.“