BradGarlinghouse

$XRP
Brad Garlinghouse, CEO of Ripple, recently dropped a powerful truth bomb that’s echoing across the crypto community:
> “The era of speculation is ending.” 🏦
For years, the crypto market has thrived on hype — wild price swings, rumors, and memes 🚀. But Garlinghouse believes the next chapter will be built on real-world utility, not speculation.
💡 Here’s what this means:
Ripple and $XRP are positioning themselves at the core of a financial transformation — where blockchain isn’t just about trading, but about moving value globally 🌍.
XRP’s role in powering cross-border payments, corporate settlements, and institutional liquidity puts it miles ahead of the noise.🔥
💬 As Brad often emphasizes, “utility will drive long-term value.”
And with ETFs, Ripple Treasury developments, and global adoption heating up 🔥 — that future might already be here.
The hype cycle is fading… and the age of utility has begun. ⚡
$XRP

#Xrp🔥🔥 #Ripple #BradGarlinghouse #crypto #Binance

At the prestigious Future Investment Initiative (FII) conference in Riyadh, Saudi Arabia, some of the biggest names in crypto gathered to discuss where the industry is headed. The panel, hosted by Fundstrat’s Tom Lee, featured Jeremy Allaire (Circle), economist Saifedean Ammous, billionaire Ricardo Salinas Pliego, and Ripple CEO Brad Garlinghouse.
Garlinghouse took a confident stance about what lies ahead, declaring that the next sixteen years will be transformational for the crypto industry. While the past decade and a half were dominated by speculation and experimentation, the next phase, he said, will be defined by real-world growth and everyday utility.

“Crypto Is Still in Its Early Stages”
Garlinghouse emphasized that even sixteen years after Bitcoin’s creation, the industry remains in its infancy.

He pointed out that there is no single dominant framework or approach yet — each country, company, and ecosystem is still finding its own path.
“Crypto hasn’t settled into a single structure — and that’s its strength,” said Garlinghouse.

“The next sixteen years will be about building real infrastructure and utility, not just speculation.”
He also praised companies like Circle for demonstrating practical use cases for stablecoins, particularly in payments and cross-border transactions.

According to him, this shift from theory to real adoption will separate true innovators from opportunists.

“The Next 16 Years Will Be Better Than the Last”
Garlinghouse expressed strong optimism about the second phase of the crypto revolution.

“I believe the next sixteen years will be better than the last sixteen,” he said.

“We’ll finally start seeing applications that bring genuine value — not just store-of-value narratives or speculation, but real, everyday use in finance, technology, and business.”
He compared the current phase of crypto to the early days of the internet in the 1990s, when innovation transitioned from concept to mass adoption. According to Garlinghouse, crypto is on the verge of a similar leap — from promise to practical global infrastructure.

Bitcoin: The Digital Gold of a New Era
Economist Saifedean Ammous, author of The Bitcoin Standard, described Bitcoin as digital gold — but better suited for today’s fast-moving global economy.

While physical gold is difficult to transport and politically sensitive, Bitcoin allows for instant cross-border transfers without banks or intermediaries.
“Most businesses operate across borders and need their capital to move quickly,” Ammous explained.

“Gold simply can’t keep up — it’s too centralized and politically constrained. Bitcoin, on the other hand, is fast, resilient, and practical.”
He added that this efficiency is why Bitcoin has outperformed gold so dramatically over the past sixteen years, and he expects this trend to continue as global adoption deepens.

From Speculation to Real-World Utility
The key takeaway from the Riyadh discussion was clear: the next era of crypto will be about utility, not hype.

The first wave transformed how people think about money and decentralization — now comes the phase where blockchain proves it can improve real-world systems, from finance and commerce to energy and governance.
Both Garlinghouse and Ammous agreed: if the industry focuses on practical applications instead of quick profits, the next sixteen years could become the most productive and transformative period in crypto’s history.


#BradGarlinghouse , #Ripple , #xrp , #bitcoin , #CryptoNews

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Ripple CEO Brad Garlinghouse has announced another significant milestone in the company’s expansion, following the completion of its acquisition of Hidden Road, now rebranded as Ripple Prime. He reaffirmed that XRP remains central to Ripple’s mission as the company advances its global payment and liquidity network.

This marks Ripple’s fifth major acquisition in about two years — joining GTreasury, Rail, Standard Custody, and Metaco — underscoring Ripple’s broader goal of integrating digital asset solutions with institutional finance and driving the vision of an Internet of Value.

👉 Bridging Traditional Finance with Blockchain
Ripple’s rapid series of acquisitions signals a clear strategy: merging blockchain-based liquidity and treasury systems with traditional financial infrastructure.
Notably, the GTreasury acquisition opens Ripple’s entry into the corporate treasury sector, where trillions of dollars in idle funds are managed.

By connecting GTreasury’s network with Ripple Prime’s liquidity and repo market services, Ripple aims to streamline how corporations manage and deploy capital, enhancing efficiency and transparency.

Analysts have described this as a defining shift for crypto firms — moving from competition to collaboration with traditional finance. As one X user, BTCPeakHub, noted, Ripple’s approach “links treasury systems with blockchain liquidity,” empowering enterprises to activate dormant capital while maintaining compliance and risk control.

👉 Garlinghouse’s Strategic Vision
Garlinghouse emphasized that Ripple’s acquisitions form part of a cohesive long-term plan to build a connected global value network. He highlighted that each move — from custody to liquidity to treasury integration — is designed to create a unified ecosystem for institutional blockchain adoption.

Most importantly, he reiterated XRP’s central role within Ripple’s strategy, reminding the community that the token remains the foundation of Ripple’s technology and financial framework. The statement reaffirmed the company’s ongoing commitment to XRP, even as it expands deeper into traditional finance.

👉 Looking Ahead
Ripple’s continued push into institutional markets reflects its mission to bridge blockchain and global finance. As these integrations mature, Ripple’s technology could reshape liquidity movement and capital management worldwide.

Through it all, Garlinghouse’s message is unmistakable:
No matter how far Ripple grows, XRP remains the beating heart of everything it builds. 💎

#Xrp🔥🔥 #Ripple #BradGarlinghouse #RipplePrime #REZ

💥 In a powerful rebuttal to critics, Ripple CEO Brad Garlinghouse has made it crystal clear — XRP remains the beating heart of Ripple’s mission. 💎💪
During a recent interview shared by crypto analyst Bale (@AltcoinBale), Garlinghouse slammed ongoing speculation about Ripple distancing itself from its native token. 🗣️ “If you doubt our commitment to $XRP, you’ve lost the plot,” he stated firmly, silencing the FUD that’s been circulating in crypto circles. 🧊
As Ripple expands its global presence — from real-time cross-border payments to institutional liquidity solutions — the company continues to champion XRP as the ultimate bridge asset for the next era of digital finance. 🌍⚡
While other projects pivot or rebrand to chase trends, Ripple’s unwavering focus on XRP signals long-term confidence and utility-driven growth. 🚀
👀 Investors are watching closely — and today’s message from Garlinghouse couldn’t be clearer: XRP isn’t just part of Ripple — it is Ripple’s future. 💠💥
#Ripple #XRP #BradGarlinghouse #CryptoNews #BİNANCESQUARE

At the XRP APEX 2025 conference in Singapore, Ripple CEO Brad Garlinghouse declared that XRP Ledger (XRPL) could seize 14% of SWIFT’s global liquidity volume within five years
⚙️ Liquidity vs. Messaging: The Core Argument
Garlinghouse emphasized that SWIFT's system isn’t just messaging—it also controls liquidity. He argued its true battleground is liquidity, the capacity to transfer monetary value—not merely instructions. XRP, with on-demand liquidity and rapid settlement, could fulfill that role more efficiently
“SWIFT today has two components—messaging and liquidity…Liquidity is owned by banks. I think less about the messaging and more about liquidity. If you’re driving all the liquidity, it is good for XRP… so I’ll say five years, 14%.”
📉 Speed & Cost: XRP’s Competitive Edge
Settlement Time: XRPL settles transactions in 3–5 seconds, compared to SWIFT’s 1–5-day timeframe
Transaction Fees: XRP transactions cost only a few fractions of a cent, in stark contrast to SWIFT’s $20–$50 per payment
🔍 Realism & Obstacles Ahead
SWIFT's Entrenchment
SWIFT connects over 11,000 institutions and processes tens of millions of messages daily—making displacement a formidable challenge
Regulatory & Legal Uncertainties
XRP’s legal status in the U.S. remains contentious. Although the SEC case has eased recently, ongoing litigation—like an appeal due June 16—could delay adoption
XRPL Network Activity Trends
Some metrics show a sharp drop in XRPL’s active users—about a 90% decline in 2025—though this may reflect cyclical usage, not infrastructural weakness
📈 Strategic Advantages & Ecosystem Development
Growing RippleNet Adoption: Hundreds of banks, including MoneyGram, SBI, Santander, now use RippleNet, though actual ODL (On-Demand Liquidity) adoption is still limited
Tokenization & Ecosystem Expansion: Ripple’s CTO and C‑suite executives envision XRPL underpinning hundreds of billions in tokenized assets, and they've announced an EVM-compatible sidechain for real-world assets
Future SWIFT Interoperability: SWIFT’s upcoming ISO 20022 standard (November 2025) eases integration with blockchain platforms, creating a potential runway for XRP compatibility
🧭 Final Analysis: Realistic Game‑Changer or Aspirational Vision?
Garlinghouse’s 14% projection is ambitious but grounded in XRP’s clear tech advantages—settlement speed, ultra-low cost, and focus on liquidity.
What will determine success:
Legal clarity and resolution in the U.S.
Deeper institutional adoption of On-Demand Liquidity
Smooth integration with SWIFT or parallel financial systems
Robust upgrades to XRPL, including scalability and asset tokenization
Even if XRP doesn’t hit 14%, the movement of even a small fraction of SWIFT’s volume onto XRPL would be transformative—validating blockchain-driven liquidity as a viable financial backbone.
$XRP
#xrp #CryptoCharts101 #Ripple #BradGarlinghouse #CryptoRevolution