🚨🔥THE XRP LEDGER IS BEING TESTED LIKE NEVER BEFORE.

Banks, governments, and fintechs are running live trials—some winning, others failing.

This is your full breakdown of every XRP, XRPL, and Ripple test in the world. 🧵👇

1️⃣ CBDCs: Ripple’s quiet power move.

Ripple’s CBDC platform is live in:

🇭🇰 Hong Kong (e-HKD with Fubon Bank)

🇵🇼 Palau (national stablecoin)

🇬🇪 Georgia (digital GEL pilot)

🇧🇹 Bhutan (project stalled)

🇲🇪 Montenegro (exploration phase)

🇨🇴 Colombia (Bank of Colombia pilot)

But here's the kicker—XRP is not used in any of these.

2️⃣ XRP in the real world: Cross-border payments.

🌍 Tranglo: $48M across 70+ countries in 100 days

🇰🇷 Sentbe: $25M in FX savings, 50-country reach

🇬🇧 Modulr: Sub-10-second payments in Europe

🇬🇧 MercuryFX: 40–70% cost cuts, faster than Bitcoin

ODL (using XRP) is fully deployed across Asia, Africa, and Europe.

3️⃣ XRPL: The hidden giant powering tokenization.

🎨 Native NFTs since 2022

🏦 Stablecoins + RWAs (real estate, gold, digital fiat)

🏛 Archax: Tokenizing “hundreds of millions” in RWAs

🥇 VNX: Gold-backed tokens live on XRPL

📦 Supply chain and custody use cases emerging fast

The XRPL isn’t hype—it’s infrastructure in action.

4️⃣ Banks quietly building on XRPL tech.

🏦 UBS: Joined RippleNet in 2018

🏦 Santander: One Pay FX runs on RippleNet

🏦 Bank of America: Exploring XRPL for transaction speed

These aren’t retail plays—these are core financial rails.

5️⃣ Upgrades you should watch: XRPL’s 2025 roadmap.

⚙️ XRPL EVM Sidechain: Ethereum-compatible smart contracts

🔁 Axelar Bridge: Cross-chain asset movement (50+ chains)

📜 Hooks Amendment: Native smart logic without contracts

📈 AMM: Optimized decentralized trading

Smart contracts, DeFi, and interoperability—all in flight.

you will find other details in next post .